For the banks, $UOB(U11.SI)$ deserves closer attention after its disappointing earnings reaction. Lower net interest margins remain a concern, but $DBS(D05.SI)$ and $ocbc bank(O39.SI)$ are also worth watching for their strong franchises and dividend potential.
Overall, I remain positive on Singapore equities, particularly fundamentally strong companies with sustainable earnings. I prefer accumulating gradually during pullbacks rather than chasing rallies. Consistency and reasonable valuations matter more than short-term price movements.
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