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2022-04-01

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2022-04-01

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2022-02-26

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Market News: The United States is seriously considering banning Russia from using SWIFT.

2022-02-06

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2022-02-04

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Reminder: A list of major market closures during the Spring Festival holiday.

2022-01-29

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Is Lu Zhengyao, the "wind-making master," betting on ready-made food to exploit franchisees this time?

2022-01-21

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The Ministry of Transport summoned and reminded eight new business platform companies, including Didi.

2022-01-17

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Innovative Intelligence begins its IPO today, with an entry fee of approximately HK$2,757.51.

2022-01-16

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Reminder: US stocks will be closed on January 17th, Martin Luther King Jr. Day.

2021-09-23

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2021-09-20

$CLOV 20211217 9.0 CALL(CLOV)$gogogo.. ..

2021-09-17

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Amazon: Policies are consistent globally; account bans are not targeted at Chinese merchants.

2021-09-10

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2021-09-09

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2021-09-06

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2021-09-01

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Hong Kong-listed catering stocks performed strongly, with Xiabuxiabu rising over 15%.

2021-09-01

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2021-09-01

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2021-08-31

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2021-08-30

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11:17","market":"us","language":"zh","title":"Market News: The United States is seriously considering banning Russia from using SWIFT.","url":"https://stock-news.laohu8.com/highlight/detail?id=1149327405","media":"老虎资讯综合","summary":"欧洲盟友对这一想法态度积极。","content":"<p><html><head></head><body>According to sources,<b>The United States is seriously considering whether to seek to expel Russia from SWIFT because its European allies are positive about the idea of imposing penalties.</b>Just a few days ago, this idea seemed unlikely.</p><p>Biden administration officials are currently discussing whether to push the European Union to issue a directive banning Russia from using SWIFT, but the United States and the European Union will not make a decision immediately. Officials are discussing the matter with the Federal Reserve, two people familiar with the matter said. The Federal Reserve is one of the regulators of SWIFT.</p><p>Another person said that negotiations with the European Commission have begun.</p><p>[Related Reading]<a href=\"https://ttm.financial/NW/1108697102\" target=\"_blank\">Why is SWIFT so powerful after threatening to remove Russia from the list?</a></p><p>What is SWIFT?</p><p>Since the 1950s, with the increasingly close integration of finance and computer science and technology, bank cards have become rapidly popular worldwide, becoming the main carrier of banking information such as accounts of individuals, enterprises, and financial institutions.</p><p>Based on this, financially developed and technologically advanced countries such as the United States and Japan have successively developed their own independent payment card systems and financial information exchange systems, forming...<a href=\"https://laohu8.com/S/MA\">Mastercard</a>Visa,<a href=\"https://laohu8.com/S/AXP\">American Express</a>The five major groups, JCB Credit Card and Dalai, have gradually gained a monopoly in the global international financial sector. However, due to differences in standards among different groups,<b>How to communicate cross-border payments</b>This has become the biggest headache for financial institutions in different countries.</p><p>In May 1973, the five major groups brought together 239 banks from 15 countries to form the Society for Worldwide Interbank Financial Telecommunications (SWIFT).</p><p>as<a href=\"https://laohu8.com/S/IBOC\">International bank</a>SWIFT is a non-profit organization that spontaneously cooperates with peers. Its footprint covers almost the entire globe, and almost all major financial institutions worldwide are members of it.<b>It has created the most widespread, safest, and most convenient exchange rate system in the world today.</b>。 Currently, the organization is headquartered in Brussels, Belgium, and has three exchange centers in Amsterdam, New York, and Switzerland.<b>It is the process of information, data, transactions, and clearing among international banking peers.<a href=\"https://laohu8.com/S/HUBG\">hub</a>Center.</b></p><p><b>In short, SWIFT is currently a major channel for transmitting financial information between international financial institutions.</b></p><p>Within the SWIFT system, member banks communicate accurately and efficiently through electronic messages. SWIFT messages use different codes to distinguish different financial institutions. Typically, a SWIFT code consists of 8 to 11 characters of English letters and Arabic numerals. For ordinary<a href=\"https://laohu8.com/S/603883\">ordinary people</a>If you need to make cross-border remittances, you can intuitively feel the role of SWIFT codes.</p><p>Currently, global cross-border payment systems are mainly centered around SWIFT (Society for Worldwide Interbank Financial Telecommunications) and CHIPS (New York Clearing House Interbank Payment System).</p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Market News: The United States is seriously considering banning Russia from using SWIFT.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMarket News: The United States is seriously considering banning Russia from using SWIFT.\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2022-02-26 11:17</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>According to sources,<b>The United States is seriously considering whether to seek to expel Russia from SWIFT because its European allies are positive about the idea of imposing penalties.</b>Just a few days ago, this idea seemed unlikely.</p><p>Biden administration officials are currently discussing whether to push the European Union to issue a directive banning Russia from using SWIFT, but the United States and the European Union will not make a decision immediately. Officials are discussing the matter with the Federal Reserve, two people familiar with the matter said. The Federal Reserve is one of the regulators of SWIFT.</p><p>Another person said that negotiations with the European Commission have begun.</p><p>[Related Reading]<a href=\"https://ttm.financial/NW/1108697102\" target=\"_blank\">Why is SWIFT so powerful after threatening to remove Russia from the list?</a></p><p>What is SWIFT?</p><p>Since the 1950s, with the increasingly close integration of finance and computer science and technology, bank cards have become rapidly popular worldwide, becoming the main carrier of banking information such as accounts of individuals, enterprises, and financial institutions.</p><p>Based on this, financially developed and technologically advanced countries such as the United States and Japan have successively developed their own independent payment card systems and financial information exchange systems, forming...<a href=\"https://laohu8.com/S/MA\">Mastercard</a>Visa,<a href=\"https://laohu8.com/S/AXP\">American Express</a>The five major groups, JCB Credit Card and Dalai, have gradually gained a monopoly in the global international financial sector. However, due to differences in standards among different groups,<b>How to communicate cross-border payments</b>This has become the biggest headache for financial institutions in different countries.</p><p>In May 1973, the five major groups brought together 239 banks from 15 countries to form the Society for Worldwide Interbank Financial Telecommunications (SWIFT).</p><p>as<a href=\"https://laohu8.com/S/IBOC\">International bank</a>SWIFT is a non-profit organization that spontaneously cooperates with peers. Its footprint covers almost the entire globe, and almost all major financial institutions worldwide are members of it.<b>It has created the most widespread, safest, and most convenient exchange rate system in the world today.</b>。 Currently, the organization is headquartered in Brussels, Belgium, and has three exchange centers in Amsterdam, New York, and Switzerland.<b>It is the process of information, data, transactions, and clearing among international banking peers.<a href=\"https://laohu8.com/S/HUBG\">hub</a>Center.</b></p><p><b>In short, SWIFT is currently a major channel for transmitting financial information between international financial institutions.</b></p><p>Within the SWIFT system, member banks communicate accurately and efficiently through electronic messages. SWIFT messages use different codes to distinguish different financial institutions. Typically, a SWIFT code consists of 8 to 11 characters of English letters and Arabic numerals. For ordinary<a href=\"https://laohu8.com/S/603883\">ordinary people</a>If you need to make cross-border remittances, you can intuitively feel the role of SWIFT codes.</p><p>Currently, global cross-border payment systems are mainly centered around SWIFT (Society for Worldwide Interbank Financial Telecommunications) and CHIPS (New York Clearing House Interbank Payment System).</p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/08c172387f819e918626bfcb739830b8","relate_stocks":{".DJI":"道琼斯"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1149327405","content_text":"据知情人士透露，美国正在认真考虑是否寻求将俄罗斯驱逐出SWIFT，原因是其欧洲盟友对实施惩罚的想法态度积极，而就在几天前，这一想法似乎还不太可能。拜登政府官员目前正在讨论是否要推动欧盟下达一项禁止俄罗斯使用SWIFT的指令，不过美国和欧盟不会马上做出决定。两位知情人士说，官员们正在与美联储讨论此事。美联储是SWIFT的监管机构之一。另一位人士说，与欧盟委员会的谈判已经开始。【相关阅读】威胁把俄罗斯除名的SWIFT，凭啥这么牛？什么是SWIFT？上世纪50年代以来，随着金融与计算机等科学技术结合的越来越密切，银行卡在全球范围内得到迅速普及，成为个人、企业、金融机构的账户等银行信息的主要承载介质。在此基础上，金融发达且技术先进的美国、日本等国家先后开发了本国独立的支付卡系统、金融信息交换系统，并形成了万事达、维萨、美国运通、JCB信用卡和大莱五大集团，逐渐在全球国际金融领域掌握了垄断地位。不过，由于不同集团间的标准存在差异，“如何沟通跨境支付”便成了不同国家金融机构最为头痛的问题。1973年5月，五大集团带领来自15个国家的239家银行齐聚一堂，共同成立了环球同业银行金融电讯协会（SWIFT）。作为国际银行间同业自发合作的非营利组织，SWIFT的足迹几乎遍布全球，全世界几乎所有重要的金融机构都是该机构的成员，打造出了当下国际最普及、最安全、最便捷的汇兑体系。目前，该组织总部设立在比利时的布鲁塞尔，同时在阿姆斯特丹、纽约和瑞士分别设立了三个交换中心，是国际银行业同业间的信息、数据、交易和清算的枢纽中心。简而言之，SWIFT就是目前国际金融机构间传递金融信息的一个主要渠道。在SWIFT系统内，各会员银行间通过电文，准确、高效地相互联系。SWIFT电文以不同代码区分不同金融机构，通常来说，SWIFT代码由由8 ～ 11 位英文字母和阿拉伯数字组成。对于普通老百姓，如果有跨境汇款的需要，就能很直观地感受到SWIFT代码的作用。当前，全球跨境支付系统主要以SWIFT（环球同业银行金融电讯协会）和CHIPS（纽约清算所银行同业支付系统）为核心。","news_type":1,"symbols_score_info":{".DJI":0.9}},"isVote":1,"tweetType":1,"viewCount":5755,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9098213538,"gmtCreate":1644137909456,"gmtModify":1676533893810,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9098213538","repostId":"2209328505","repostType":2,"isVote":1,"tweetType":1,"viewCount":6437,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9091736223,"gmtCreate":1643939248601,"gmtModify":1676533874140,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9091736223","repostId":"1121905464","repostType":4,"repost":{"id":"1121905464","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1642411108,"share":"https://ttm.financial/m/news/1121905464?lang=en_US&edition=fundamental","pubTime":"2022-01-17 17:18","market":"hk","language":"zh","title":"Reminder: A list of major market closures during the Spring Festival holiday.","url":"https://stock-news.laohu8.com/highlight/detail?id=1121905464","media":"老虎资讯综合","summary":"农历新年假期即将来临，部分交易所的开市和收市时间有所变动，敬请各位投资者密切留意。港股：2022年1月31日（星期一）半日交易，下午休市。2022年2月1日（星期二）至2月3日（星期四）休市。美股：","content":"<p><html><head></head><body>With the Lunar New Year holiday approaching, the opening and closing times of some exchanges have changed. Investors are advised to pay close attention.<img src=\"https://static.tigerbbs.com/2aef2112c6fa0ba265b518492f29cb15\" tg-width=\"1080\" tg-height=\"1085\" referrerpolicy=\"no-referrer\"/></p><p><b>Hong Kong stocks:</b></p><p>Monday, January 31, 2022: Half-day trading, closed in the afternoon.</p><p>The market is closed from Tuesday, February 1 to Thursday, February 3, 2022.</p><p><b>US stocks:</b></p><p>The market will reopen as usual.</p><p><b>A-shares:</b></p><p>The market will be closed from Monday, January 31 to Friday, February 4, 2022.</p><p><b>Australian stocks:</b></p><p>The market will reopen as usual.</p><p><b>Singapore Market:</b></p><p>Monday, January 31, 2022: Half-day trading, closed in the afternoon.</p><p>The market is closed from Tuesday, February 1 to Wednesday, February 2, 2022.</p><p><b>Hong Kong Stock Connect:</b></p><p>The Stock Connect service will not be available from Thursday, January 27 to Friday, February 4, 2022.</p><p><b>Shanghai-Hong Kong Stock Connect and Shenzhen Stock Connect:</b></p><p>No service from Monday, January 31 to Friday, February 4, 2022.</p><p>No service from Monday, January 31 to Friday, February 4, 2022.</p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Reminder: A list of major market closures during the Spring Festival holiday.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nReminder: A list of major market closures during the Spring Festival holiday.\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2022-01-17 17:18</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>With the Lunar New Year holiday approaching, the opening and closing times of some exchanges have changed. Investors are advised to pay close attention.<img src=\"https://static.tigerbbs.com/2aef2112c6fa0ba265b518492f29cb15\" tg-width=\"1080\" tg-height=\"1085\" referrerpolicy=\"no-referrer\"/></p><p><b>Hong Kong stocks:</b></p><p>Monday, January 31, 2022: Half-day trading, closed in the afternoon.</p><p>The market is closed from Tuesday, February 1 to Thursday, February 3, 2022.</p><p><b>US stocks:</b></p><p>The market will reopen as usual.</p><p><b>A-shares:</b></p><p>The market will be closed from Monday, January 31 to Friday, February 4, 2022.</p><p><b>Australian stocks:</b></p><p>The market will reopen as usual.</p><p><b>Singapore Market:</b></p><p>Monday, January 31, 2022: Half-day trading, closed in the afternoon.</p><p>The market is closed from Tuesday, February 1 to Wednesday, February 2, 2022.</p><p><b>Hong Kong Stock Connect:</b></p><p>The Stock Connect service will not be available from Thursday, January 27 to Friday, February 4, 2022.</p><p><b>Shanghai-Hong Kong Stock Connect and Shenzhen Stock Connect:</b></p><p>No service from Monday, January 31 to Friday, February 4, 2022.</p><p>No service from Monday, January 31 to Friday, February 4, 2022.</p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/752af43ca78e3ed4d3be0dbeaf4ea23c","relate_stocks":{"399001":"深证成指","399006":"创业板指","HSCEI":"国企指数",".DJI":"道琼斯","HSI":"恒生指数",".IXIC":"NASDAQ Composite","STI.SI":"富时新加坡海峡指数","000001.SH":"上证指数","HSTECH":"恒生科技指数","HSCCI":"红筹指数",".SPX":"S&P 500 Index"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121905464","content_text":"农历新年假期即将来临，部分交易所的开市和收市时间有所变动，敬请各位投资者密切留意。港股：2022年1月31日（星期一）半日交易，下午休市。2022年2月1日（星期二）至2月3日（星期四）休市。美股：照常开市。A股：2022年1月31日（星期一）至2月4日（星期五）休市。澳股：照常开市。新加坡市场：2022年1月31日（星期一）半日交易，下午休市。2022年2月1日（星期二）至2月2日（星期三）休市。港股通：2022年1月27日（星期四）至2月4日（星期五）不提供港股通服务。沪股通、深股通：2022年1月31日（星期一）至2月4日（星期五）不提供服务。2022年1月31日（星期一）至2月4日（星期五）不提供服务。","news_type":1,"symbols_score_info":{"399001":0.9,"399006":0.9,"HSI":0.9,".SPX":0.9,"STI.SI":0.9,".IXIC":0.9,"HSCEI":0.9,"HSTECH":0.9,"HSCCI":0.9,".DJI":0.9,"000001.SH":0.9}},"isVote":1,"tweetType":1,"viewCount":4634,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9099743379,"gmtCreate":1643433780948,"gmtModify":1676533821033,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"999","listText":"999","text":"999","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9099743379","repostId":"1127592873","repostType":4,"repost":{"id":"1127592873","kind":"news","pubTimestamp":1643427153,"share":"https://ttm.financial/m/news/1127592873?lang=en_US&edition=fundamental","pubTime":"2022-01-29 11:32","market":"sh","language":"zh","title":"Is Lu Zhengyao, the \"wind-making master,\" betting on ready-made food to exploit franchisees this time?","url":"https://stock-news.laohu8.com/highlight/detail?id=1127592873","media":"豹变","summary":"如今陆正耀等相关方被彻底清理出瑞幸，不甘寂寞的商界老炮又重出江湖折腾新创业。","content":"<p><html><head></head><body>Changing its previous strategy of heavy asset investment and burning money to gain scale, Lu Zhengyao's China Bite Workshop has adopted a franchise model, using ready-made food as a spear to turn franchisees into \"investors.\" Can it create another Luckin Coffee? Which wave of retail investors is Lu Zhengyao trying to exploit this time?</p><p>Author | Pan Jie</p><p>If Lu Zhengyao follows his plan, shortly after the Lunar New Year of the Tiger, a brand new face will appear on the streets of cities such as Beijing and Shanghai – China Bite Workshop, which focuses on ready-made food. The speed of opening stores and the marketing impact will be just like when Luckin Coffee rose to prominence.</p><p>Luckin Coffee opened its first store in China in October 2017, and by December 25, 2018, it had 2,000 stores. Luckin Coffee's speed brought Lu Zhengyao and the Shenzhou Group a moment of glory, but Luckin Coffee, which went public quickly, was soon exposed for 2.2 billion yuan in financial fraud. How glamorous it was before, it became disheveled after that.</p><p>Now that Lu Zhengyao and other related parties have been completely eliminated from Luckin Coffee, the business veteran, not content with being alone, has returned to the scene to venture into new businesses.</p><p>In August 2021, Lu Zhengyao's Qu Xiaomian opened, with plans to open 500 stores nationwide. From the outside perspective, this project, which has Luckin Coffee's own genes, did not cause much of a stir. Three months later, the company experienced a name change controversy, difficulty in securing financing, and a significant delay in store expansion.</p><p>Subsequently, Lu Zhengyao, who turned his attention to another trend, ready-made food, changed his usual strategy of heavy asset investment and burning money to gain scale, and adopted a franchise model. Can China Bite Workshop support Lu Zhengyao's new ambitions?</p><p><b>Is Lu Zhengyao also interested in franchisees?</b></p><p>Lu Zhengyao is adept at finding the lifeline of wealth in trends.</p><p>In the first half of 2021, capital was keen on \"eating noodles,\" and Lu Zhengyao's China Bite Technology launched Quxiaomian. Unfortunately, the performance was not good, so after quickly adjusting its direction, it identified a new trend - ready-made food.</p><p>ready-made food is a pre-made semi-finished product. Manufacturers process the vegetables in advance and sell them by freezing or vacuum packaging. In the past, ready-made food focused more on B-end businesses in the catering industry. Now, with the rise in young people's enthusiasm for \"going to the kitchen\", ready-made food has set its sights on ordinary C-end consumers. The ingredients are all prepared and can be served with just a simple stir-fry, catering to the needs of young consumers.</p><p>The C-end market has huge potential, and Lu Zhengyao's China Bite Workshop has set its sights on the C-end track.</p><p>On January 21, Li Yingbo, rotating CEO of ChingeBite Technology, said in an interview with Caixin and other media that ChingeBite Technology has recently opened 10 offline directly operated stores and signed more than 3,000 franchisees. It plans to start expanding through a franchise model from the end of February.</p><p><img src=\"https://static.tigerbbs.com/bd0e4748419303cafd1f4a92d3e509bc\" tg-width=\"550\" tg-height=\"412\" referrerpolicy=\"no-referrer\"/>A directly operated store of China Bite Workshop in Beijing / Leopard Change</p><p>The expansion speed of franchised stores is naturally much faster than that of direct operation, which is probably due to the experience and lessons learned from previous projects such as Luckin Coffee and Quxiaomian.</p><p>Luckin Coffee's initial expansion speed of directly operated stores has amazed the industry, reaching 3,000 stores in 21 months. However, directly operated stores involve numerous costs such as rent, renovation costs, equipment, labor, and marketing, requiring brand owners to bear enormous financial pressure.</p><p>According to Luckin Coffee's prospectus disclosed when it went public, sales and marketing expenses, store rent and labor were the two largest expenses in 2018, reaching RMB 750 million and RMB 580 million respectively. These two items accounted for 53.6% of the total cost, while the total revenue that year was only RMB 840 million. High costs have led to tight cash flow, forcing Luckin Coffee to constantly raise funds.</p><p>The franchise model distributes various risks and costs to franchisees, reducing the risks of China Bite Workshop itself. For brands, it is an asset-light model. In the past, from Shenzhou Group to Luckin Coffee, and even Qu Xiaomian, Lu Zhengyao focused on the path of heavy asset development, and now he has no choice but to open franchise stores.</p><p>A representative from Beijing China Bite Workshop's franchise recruitment agency told Leopard Change that there are currently three directly operated stores in Beijing, and 360-370 franchise stores have been signed in various districts of Beijing. Only Dongcheng, Xicheng, Shunyi, and Fangshan are eligible to sign franchise contracts, while other areas have already been taken over by franchisees.</p><p>China Bite Workshop offers five franchise store types, with the smallest area being 8 square meters and an investment starting from 30,000 yuan. To join a China Bite Workshop franchise, you need \"a brand usage fee of 30,000 yuan, a deposit of 30,000 yuan, an annual operating fee of 20,000 yuan, and a design fee of 1,800 yuan,\" and \"a deposit of 30,000 yuan will be directly reduced or waived if you pay it before January 31st.\"</p><p>If we simply calculate based on the current 10,000 yuan deposit for franchisees, 3,000 franchisees have allowed Lu Zhengyao to accumulate more than 30 million yuan in a short period of time. Compared to the pressure of tight cash flow under the previous direct-operation model, the franchise model makes money much faster, and the more stores you sign, the bigger the wealth snowball becomes.</p><p>In addition to single-store franchising, regional franchising is a new way for China Bite Workshop to expand its market share.</p><p>The so-called regional franchise is when both parties agree on how many stores to open in a region within a year, which is equivalent to franchising a region as a package. \"We have already leased 80 stores in Chaoyang District,\" the person in charge revealed. There are no restrictions on the types of stores in the leased area, and the 80 stores can also be stalls.</p><p>According to the investment promotion materials of China Bite Workshop, the project's gross profit margin is 50%. To ensure franchisees' gross profit margins, the brand's supply price is 50% of the product's list price, and franchisees can ultimately set the price according to their own needs.</p><p>However, this approach can easily lead franchisees into price wars. Although there are minimum price settings, price adjustments become a sensitive competition among franchisees, and franchisees with a large number of stores in the package area have an advantage. China Bite Workshop's investment promotion staff promised that to prevent malicious competition, a 500-meter radius of the store would be set as a protective distance.</p><p>China Bite Workshop, which pioneered the franchise model, has also replicated to some extent the high subsidy strategy that Lu Zhengyao was good at before, not charging franchisees a profit share, but instead rewarding franchisees for recruiting people. On the one hand, they are trying to stimulate store expansion. For example, if a franchisee in a super first-tier city introduces a new partner or opens a store themselves, they can receive a bonus of 25,000 yuan per store. On the other hand, rewards ranging from 7 to 15 yuan will be given for attracting new qualified consumers in the early stages.</p><p>It sounds like the franchise threshold is not high, and the subsidies are generous. Behind this is a continuation of Lu Zhengyao's past approach: rapid scaling up and then finding a profit point. However, for price-sensitive consumers, low prices are the key to success, and retaining users has always been a challenge after subsidies subsided.</p><p>Of course, based on past experience, Lu Zhengyao could also choose to go public after growing in scale, buying time and space in the capital market.</p><p>In recent years, franchising has been widely used in projects such as catering, milk tea, and education, which has been accompanied by doubts about \"harvesting retail investors,\" and even the emergence of fraudulent franchising schemes and contract fraud. Many brands rapidly expanded their influence through franchise models in the early stages, but subsequently failed to keep up in supply chain control, quality assurance, price competition, and personnel management, causing operational difficulties for franchisees and intensifying conflicts between franchisees and brands amid the wave of store closures.</p><p>For Lu Zhengyao, who has no franchise management experience, the real test has not yet begun.</p><p><b>Is ready-made food a good track?</b></p><p>With the development of the \"lazy stay-at-home economy,\" ready-made food is gradually moving from B-end to C-end, becoming a hot trend. Celebrating the Lunar New Year locally has spurred a surge in the ready-made food market.</p><p>Why did Lu Zhengyao's team also take a liking to ready-made food?</p><p>In a media interview, Li Yingbo stated that cooking has a wider audience and more rigid demand than coffee. The normalization of the pandemic is changing people's dining habits, and the advancement of cold chain preservation technology has brought ready-made food into a more mature stage.</p><p>The opening of several directly operated stores of China Bite Workshop before the Spring Festival was a test of the product and model.</p><p>China Bite Workshop relies on offline stores for sales, and users can also choose to pick up their orders online or have them delivered to their homes. In mid-January, \"Leopard Change\" observed at the offline directly operated store of Beijing ChingBite Workshop (Jinyu Lijingyuan Store) that five freezers were set up on site. Staff said that the current delivery distance of ChingBite Workshop is three kilometers, and other orders can be picked up offline by consumers.</p><p>As a long-time user of Luckin Coffee, I am no stranger to the China Bite Workshop model. By selecting products and placing orders on the APP and having them delivered through takeout, Luckin Coffee broke Starbucks' dominance over consumers with its low prices and delivery. Despite the fraud scandal and team reshuffle, Luckin Coffee has been able to maintain its foothold in the coffee chain industry. This is related to its product strength, with its new product \"Coconut Latte\" becoming popular in 2021 and even triggering another consumer boom for Luckin Coffee.</p><p>For China Bite Workshop, in addition to low prices, the emergence of a blockbuster product is key to building brand influence. China Bite Workshop currently has 100 SKUs, and store staff say that Kung Pao Chicken is selling well.</p><p><img src=\"https://static.tigerbbs.com/f1e9f8592191954b25180cd8883d5fd2\" tg-width=\"550\" tg-height=\"412\" referrerpolicy=\"no-referrer\"/>ready-made food/Leopard Transformation inside China Bite Workshop</p><p>Cultivating highly recognized blockbuster products among consumers is crucial for how China Bite Workshop can break through among a host of ready-made food players.</p><p>Even before the establishment of China Bite Workshop, competition in the ready-made food market was already fierce. Upstream meat and aquatic product companies, midstream frozen food and instant food companies, and downstream fresh food e-commerce platforms and branded catering companies all began to make arrangements, and many players were also targeting C-end users. In April 2021, Weizhixiang, the first stock in ready-made food, was listed, which boosted optimism in the secondary market and further stimulated enthusiasm for ready-made food in the primary market.</p><p>Compared to other brands, China Bite Workshop was established relatively late. These competitors already have strong consumer awareness and a fixed consumer base. Zhenwei Xiaomeiyuan and Maizima, which focus on ready-made food, have average order values between 20 and 40 yuan, and have received capital support. Ruxi Bei, a catering player, has launched the \"Jia Guolong Kung Fu Cuisine\" ready-made food brand. Hema, Dingdong Maicai, Missfresh, Yonghui, and others have all extended the possibilities of ready-made food consumption in their respective fields.</p><p>These fresh food retail e-commerce players, in particular, have strong supply chain systems, abundant SKUs, and well-established delivery capabilities, which will directly compete with China Bite Workshop. In 2021, Missfresh had more than 800 ready-made food SKUs on its platform; Dingdong Maicai also stated that in 2021, sales of all ready-made food products on the platform increased by 300% compared to 2020.</p><p>It is currently unclear what China Bite Workshop's competitive advantages are and how much market share it can carve out among so many players.</p><p>Behind the rapid gathering of franchisees, China Bite Workshop is also trying to break this deadlock. Only when the franchise store is large enough can it negotiate with suppliers, enrich its SKUs, gain more bargaining power, profit from the price difference in the supply chain, and reduce costs in various aspects such as delivery.</p><p>In addition to using subsidies and support to attract franchisees, China Bite Workshop is trying to capture the vision of its target customer group through younger channels. Li Yingbo once said that it will do a lot of campaigning on Douyin, Xiaohongshu and Bilibili to direct public domain traffic to the China Bite Workshop App and then distribute it to offline franchise stores.</p><p>The aggressive marketing strategy is the same as Luckin Coffee's back then, but the direct operation and franchise models are different. The final effect of spending money on marketing may not be the same. After all, it is easier for brands to control and manage directly operated stores to ensure subsequent consumption and repeat purchases, while there is more uncertainty in the management of franchise stores. Once service flaws or quality problems occur, it will lead to a backlash for the brand.</p><p><b>Twists and turns, new stories are hard to tell.</b></p><p>Lu Zhengyao's return to the business world has been fraught with twists and turns, with his entrepreneurial project changing direction twice in four months. The shift from the asset-heavy approach that teams were good at in the past to the asset-light model of franchising is both a proactive and a passive and helpless move.</p><p>In early August 2021, \"Qu Xiaomian\" officially opened as Lu Zhengyao's last battle before retirement. From the outside perspective, this project carries the \"Luckin Coffee gene\". According to the plan at the time, the second batch of Qu Xiaomian stores was to reach 500.</p><p><img src=\"https://static.tigerbbs.com/0599d3d0eeb00e674090d985206cf263\" tg-width=\"550\" tg-height=\"331\" referrerpolicy=\"no-referrer\"/></p><p>However, a month after opening, Tech Planet quoted an employee of ChingBite Technology as saying that the company was basically operating at a loss. In early September, the expansion plan for the second batch of cities was suspended.</p><p>As can be seen from previous comments from Qu Xiaomian stores, many consumers felt that the price of a serving of noodles was 20-30 yuan, and a set meal cost 40-50 yuan, which was not cost-effective. If it weren't for the promotion and discount, Qu Xiaomian would not be very attractive in the competition among a number of noodle brands.</p><p>At the end of October, Qu Xiaomian began adding a new dish, Bayu Hot Pot Burger, hinting at a route adjustment. In November, the store's name was changed to Qubayu, and the menu expanded from its previous main focus on noodles. According to Dianping, there are currently three Qubayu stores operating in Beijing, all with ratings below 4. The first Qu Xiaomian store in Beijing, located in Phoenix Plaza Shopping Center, was also reported to have closed in early January 2022.</p><p>The recruitment situation reflects that Lu Zhengyao's team has been recruiting relevant personnel from ready-made food since November 2021. At that time, the plan to enter the ready-made food market should have already been implemented, and the Spring Festival was a crucial time to experience the pre-cooked food market through directly operated stores.</p><p>In Lu Zhengyao's business expansion, burning money to gain scale has always been key. From CAR Inc. and UCAR Inc. to Luckin Coffee, companies initially invested heavily in assets, burning money to subsidize users, and then aimed to profit through scaling up.</p><p>When CAR Inc. was aggressively expanding its marketing efforts by attracting new users with \"zero rental on the first day,\" Lu Zhengyao once said that there is usually a critical point for economies of scale, and once this point is reached, it will definitely be profitable. For the Quxiaomian project, Lu Zhengyao's strategy is to \"open 500 stores nationwide\" and \"build it into a food court, and eventually form an online App\".</p><p>But as soon as the story began, the pause button was quickly pressed. This is due to the impact of the pandemic on offline businesses, as well as difficulties in resolving financing issues.</p><p>Heavy asset investment and cash-burning subsidies meant that a lot of capital support was needed in the early stages. After experiencing the fraud scandal, Lu Zhengyao's reputation in the capital market was not as good as before. In April 2020, Luckin Coffee was exposed for financial fraud amounting to 2.2 billion yuan, triggering a crisis of trust in Chinese concept stocks and extending the crisis of trust in Lu Zhengyao to the domestic investment circle.</p><p>Public information disclosed that ChingeBite Technology completed a RMB 550 million Series A financing round in August 2021, led by PCCW Capital. A month after the Quxiaomian project was launched, news of financing was revealed. In the first half of 2021, the noodle business was highly favored by capital, with major noodle shops raising funds, from new ramen brands Ma Jiyong, Zhang Lala, and Chen Xianggui to Yujian Xiaomian, Zuimian, and Hefu Laomian. However, Qu Xiaomian, valued at 1 billion yuan, sought 100 million yuan in financing, but ultimately nothing came of it.</p><p>By jumping into the ready-made food boom and choosing to build the China Bite Workshop brand through franchising, the initial capital threshold is not high. As long as you can gather a group of franchisees, it is equivalent to gathering a group of \"investors\" for the brand.</p><p>However, these \"investors\" are also the operators of various franchise stores. At present, it seems that China Bite Workshop can get off to a quick start through the franchisee model, but the difficulty of further cultivation is increasing exponentially. For Lu Zhengyao, the real test is yet to come.</p><p></body></html></p>","source":"lsy1596797737369","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Is Lu Zhengyao, the \"wind-making master,\" betting on ready-made food to exploit franchisees this time?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nIs Lu Zhengyao, the \"wind-making master,\" betting on ready-made food to exploit franchisees this time?\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">豹变</strong><span class=\"h-time small\">2022-01-29 11:32</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>Changing its previous strategy of heavy asset investment and burning money to gain scale, Lu Zhengyao's China Bite Workshop has adopted a franchise model, using ready-made food as a spear to turn franchisees into \"investors.\" Can it create another Luckin Coffee? Which wave of retail investors is Lu Zhengyao trying to exploit this time?</p><p>Author | Pan Jie</p><p>If Lu Zhengyao follows his plan, shortly after the Lunar New Year of the Tiger, a brand new face will appear on the streets of cities such as Beijing and Shanghai – China Bite Workshop, which focuses on ready-made food. The speed of opening stores and the marketing impact will be just like when Luckin Coffee rose to prominence.</p><p>Luckin Coffee opened its first store in China in October 2017, and by December 25, 2018, it had 2,000 stores. Luckin Coffee's speed brought Lu Zhengyao and the Shenzhou Group a moment of glory, but Luckin Coffee, which went public quickly, was soon exposed for 2.2 billion yuan in financial fraud. How glamorous it was before, it became disheveled after that.</p><p>Now that Lu Zhengyao and other related parties have been completely eliminated from Luckin Coffee, the business veteran, not content with being alone, has returned to the scene to venture into new businesses.</p><p>In August 2021, Lu Zhengyao's Qu Xiaomian opened, with plans to open 500 stores nationwide. From the outside perspective, this project, which has Luckin Coffee's own genes, did not cause much of a stir. Three months later, the company experienced a name change controversy, difficulty in securing financing, and a significant delay in store expansion.</p><p>Subsequently, Lu Zhengyao, who turned his attention to another trend, ready-made food, changed his usual strategy of heavy asset investment and burning money to gain scale, and adopted a franchise model. Can China Bite Workshop support Lu Zhengyao's new ambitions?</p><p><b>Is Lu Zhengyao also interested in franchisees?</b></p><p>Lu Zhengyao is adept at finding the lifeline of wealth in trends.</p><p>In the first half of 2021, capital was keen on \"eating noodles,\" and Lu Zhengyao's China Bite Technology launched Quxiaomian. Unfortunately, the performance was not good, so after quickly adjusting its direction, it identified a new trend - ready-made food.</p><p>ready-made food is a pre-made semi-finished product. Manufacturers process the vegetables in advance and sell them by freezing or vacuum packaging. In the past, ready-made food focused more on B-end businesses in the catering industry. Now, with the rise in young people's enthusiasm for \"going to the kitchen\", ready-made food has set its sights on ordinary C-end consumers. The ingredients are all prepared and can be served with just a simple stir-fry, catering to the needs of young consumers.</p><p>The C-end market has huge potential, and Lu Zhengyao's China Bite Workshop has set its sights on the C-end track.</p><p>On January 21, Li Yingbo, rotating CEO of ChingeBite Technology, said in an interview with Caixin and other media that ChingeBite Technology has recently opened 10 offline directly operated stores and signed more than 3,000 franchisees. It plans to start expanding through a franchise model from the end of February.</p><p><img src=\"https://static.tigerbbs.com/bd0e4748419303cafd1f4a92d3e509bc\" tg-width=\"550\" tg-height=\"412\" referrerpolicy=\"no-referrer\"/>A directly operated store of China Bite Workshop in Beijing / Leopard Change</p><p>The expansion speed of franchised stores is naturally much faster than that of direct operation, which is probably due to the experience and lessons learned from previous projects such as Luckin Coffee and Quxiaomian.</p><p>Luckin Coffee's initial expansion speed of directly operated stores has amazed the industry, reaching 3,000 stores in 21 months. However, directly operated stores involve numerous costs such as rent, renovation costs, equipment, labor, and marketing, requiring brand owners to bear enormous financial pressure.</p><p>According to Luckin Coffee's prospectus disclosed when it went public, sales and marketing expenses, store rent and labor were the two largest expenses in 2018, reaching RMB 750 million and RMB 580 million respectively. These two items accounted for 53.6% of the total cost, while the total revenue that year was only RMB 840 million. High costs have led to tight cash flow, forcing Luckin Coffee to constantly raise funds.</p><p>The franchise model distributes various risks and costs to franchisees, reducing the risks of China Bite Workshop itself. For brands, it is an asset-light model. In the past, from Shenzhou Group to Luckin Coffee, and even Qu Xiaomian, Lu Zhengyao focused on the path of heavy asset development, and now he has no choice but to open franchise stores.</p><p>A representative from Beijing China Bite Workshop's franchise recruitment agency told Leopard Change that there are currently three directly operated stores in Beijing, and 360-370 franchise stores have been signed in various districts of Beijing. Only Dongcheng, Xicheng, Shunyi, and Fangshan are eligible to sign franchise contracts, while other areas have already been taken over by franchisees.</p><p>China Bite Workshop offers five franchise store types, with the smallest area being 8 square meters and an investment starting from 30,000 yuan. To join a China Bite Workshop franchise, you need \"a brand usage fee of 30,000 yuan, a deposit of 30,000 yuan, an annual operating fee of 20,000 yuan, and a design fee of 1,800 yuan,\" and \"a deposit of 30,000 yuan will be directly reduced or waived if you pay it before January 31st.\"</p><p>If we simply calculate based on the current 10,000 yuan deposit for franchisees, 3,000 franchisees have allowed Lu Zhengyao to accumulate more than 30 million yuan in a short period of time. Compared to the pressure of tight cash flow under the previous direct-operation model, the franchise model makes money much faster, and the more stores you sign, the bigger the wealth snowball becomes.</p><p>In addition to single-store franchising, regional franchising is a new way for China Bite Workshop to expand its market share.</p><p>The so-called regional franchise is when both parties agree on how many stores to open in a region within a year, which is equivalent to franchising a region as a package. \"We have already leased 80 stores in Chaoyang District,\" the person in charge revealed. There are no restrictions on the types of stores in the leased area, and the 80 stores can also be stalls.</p><p>According to the investment promotion materials of China Bite Workshop, the project's gross profit margin is 50%. To ensure franchisees' gross profit margins, the brand's supply price is 50% of the product's list price, and franchisees can ultimately set the price according to their own needs.</p><p>However, this approach can easily lead franchisees into price wars. Although there are minimum price settings, price adjustments become a sensitive competition among franchisees, and franchisees with a large number of stores in the package area have an advantage. China Bite Workshop's investment promotion staff promised that to prevent malicious competition, a 500-meter radius of the store would be set as a protective distance.</p><p>China Bite Workshop, which pioneered the franchise model, has also replicated to some extent the high subsidy strategy that Lu Zhengyao was good at before, not charging franchisees a profit share, but instead rewarding franchisees for recruiting people. On the one hand, they are trying to stimulate store expansion. For example, if a franchisee in a super first-tier city introduces a new partner or opens a store themselves, they can receive a bonus of 25,000 yuan per store. On the other hand, rewards ranging from 7 to 15 yuan will be given for attracting new qualified consumers in the early stages.</p><p>It sounds like the franchise threshold is not high, and the subsidies are generous. Behind this is a continuation of Lu Zhengyao's past approach: rapid scaling up and then finding a profit point. However, for price-sensitive consumers, low prices are the key to success, and retaining users has always been a challenge after subsidies subsided.</p><p>Of course, based on past experience, Lu Zhengyao could also choose to go public after growing in scale, buying time and space in the capital market.</p><p>In recent years, franchising has been widely used in projects such as catering, milk tea, and education, which has been accompanied by doubts about \"harvesting retail investors,\" and even the emergence of fraudulent franchising schemes and contract fraud. Many brands rapidly expanded their influence through franchise models in the early stages, but subsequently failed to keep up in supply chain control, quality assurance, price competition, and personnel management, causing operational difficulties for franchisees and intensifying conflicts between franchisees and brands amid the wave of store closures.</p><p>For Lu Zhengyao, who has no franchise management experience, the real test has not yet begun.</p><p><b>Is ready-made food a good track?</b></p><p>With the development of the \"lazy stay-at-home economy,\" ready-made food is gradually moving from B-end to C-end, becoming a hot trend. Celebrating the Lunar New Year locally has spurred a surge in the ready-made food market.</p><p>Why did Lu Zhengyao's team also take a liking to ready-made food?</p><p>In a media interview, Li Yingbo stated that cooking has a wider audience and more rigid demand than coffee. The normalization of the pandemic is changing people's dining habits, and the advancement of cold chain preservation technology has brought ready-made food into a more mature stage.</p><p>The opening of several directly operated stores of China Bite Workshop before the Spring Festival was a test of the product and model.</p><p>China Bite Workshop relies on offline stores for sales, and users can also choose to pick up their orders online or have them delivered to their homes. In mid-January, \"Leopard Change\" observed at the offline directly operated store of Beijing ChingBite Workshop (Jinyu Lijingyuan Store) that five freezers were set up on site. Staff said that the current delivery distance of ChingBite Workshop is three kilometers, and other orders can be picked up offline by consumers.</p><p>As a long-time user of Luckin Coffee, I am no stranger to the China Bite Workshop model. By selecting products and placing orders on the APP and having them delivered through takeout, Luckin Coffee broke Starbucks' dominance over consumers with its low prices and delivery. Despite the fraud scandal and team reshuffle, Luckin Coffee has been able to maintain its foothold in the coffee chain industry. This is related to its product strength, with its new product \"Coconut Latte\" becoming popular in 2021 and even triggering another consumer boom for Luckin Coffee.</p><p>For China Bite Workshop, in addition to low prices, the emergence of a blockbuster product is key to building brand influence. China Bite Workshop currently has 100 SKUs, and store staff say that Kung Pao Chicken is selling well.</p><p><img src=\"https://static.tigerbbs.com/f1e9f8592191954b25180cd8883d5fd2\" tg-width=\"550\" tg-height=\"412\" referrerpolicy=\"no-referrer\"/>ready-made food/Leopard Transformation inside China Bite Workshop</p><p>Cultivating highly recognized blockbuster products among consumers is crucial for how China Bite Workshop can break through among a host of ready-made food players.</p><p>Even before the establishment of China Bite Workshop, competition in the ready-made food market was already fierce. Upstream meat and aquatic product companies, midstream frozen food and instant food companies, and downstream fresh food e-commerce platforms and branded catering companies all began to make arrangements, and many players were also targeting C-end users. In April 2021, Weizhixiang, the first stock in ready-made food, was listed, which boosted optimism in the secondary market and further stimulated enthusiasm for ready-made food in the primary market.</p><p>Compared to other brands, China Bite Workshop was established relatively late. These competitors already have strong consumer awareness and a fixed consumer base. Zhenwei Xiaomeiyuan and Maizima, which focus on ready-made food, have average order values between 20 and 40 yuan, and have received capital support. Ruxi Bei, a catering player, has launched the \"Jia Guolong Kung Fu Cuisine\" ready-made food brand. Hema, Dingdong Maicai, Missfresh, Yonghui, and others have all extended the possibilities of ready-made food consumption in their respective fields.</p><p>These fresh food retail e-commerce players, in particular, have strong supply chain systems, abundant SKUs, and well-established delivery capabilities, which will directly compete with China Bite Workshop. In 2021, Missfresh had more than 800 ready-made food SKUs on its platform; Dingdong Maicai also stated that in 2021, sales of all ready-made food products on the platform increased by 300% compared to 2020.</p><p>It is currently unclear what China Bite Workshop's competitive advantages are and how much market share it can carve out among so many players.</p><p>Behind the rapid gathering of franchisees, China Bite Workshop is also trying to break this deadlock. Only when the franchise store is large enough can it negotiate with suppliers, enrich its SKUs, gain more bargaining power, profit from the price difference in the supply chain, and reduce costs in various aspects such as delivery.</p><p>In addition to using subsidies and support to attract franchisees, China Bite Workshop is trying to capture the vision of its target customer group through younger channels. Li Yingbo once said that it will do a lot of campaigning on Douyin, Xiaohongshu and Bilibili to direct public domain traffic to the China Bite Workshop App and then distribute it to offline franchise stores.</p><p>The aggressive marketing strategy is the same as Luckin Coffee's back then, but the direct operation and franchise models are different. The final effect of spending money on marketing may not be the same. After all, it is easier for brands to control and manage directly operated stores to ensure subsequent consumption and repeat purchases, while there is more uncertainty in the management of franchise stores. Once service flaws or quality problems occur, it will lead to a backlash for the brand.</p><p><b>Twists and turns, new stories are hard to tell.</b></p><p>Lu Zhengyao's return to the business world has been fraught with twists and turns, with his entrepreneurial project changing direction twice in four months. The shift from the asset-heavy approach that teams were good at in the past to the asset-light model of franchising is both a proactive and a passive and helpless move.</p><p>In early August 2021, \"Qu Xiaomian\" officially opened as Lu Zhengyao's last battle before retirement. From the outside perspective, this project carries the \"Luckin Coffee gene\". According to the plan at the time, the second batch of Qu Xiaomian stores was to reach 500.</p><p><img src=\"https://static.tigerbbs.com/0599d3d0eeb00e674090d985206cf263\" tg-width=\"550\" tg-height=\"331\" referrerpolicy=\"no-referrer\"/></p><p>However, a month after opening, Tech Planet quoted an employee of ChingBite Technology as saying that the company was basically operating at a loss. In early September, the expansion plan for the second batch of cities was suspended.</p><p>As can be seen from previous comments from Qu Xiaomian stores, many consumers felt that the price of a serving of noodles was 20-30 yuan, and a set meal cost 40-50 yuan, which was not cost-effective. If it weren't for the promotion and discount, Qu Xiaomian would not be very attractive in the competition among a number of noodle brands.</p><p>At the end of October, Qu Xiaomian began adding a new dish, Bayu Hot Pot Burger, hinting at a route adjustment. In November, the store's name was changed to Qubayu, and the menu expanded from its previous main focus on noodles. According to Dianping, there are currently three Qubayu stores operating in Beijing, all with ratings below 4. The first Qu Xiaomian store in Beijing, located in Phoenix Plaza Shopping Center, was also reported to have closed in early January 2022.</p><p>The recruitment situation reflects that Lu Zhengyao's team has been recruiting relevant personnel from ready-made food since November 2021. At that time, the plan to enter the ready-made food market should have already been implemented, and the Spring Festival was a crucial time to experience the pre-cooked food market through directly operated stores.</p><p>In Lu Zhengyao's business expansion, burning money to gain scale has always been key. From CAR Inc. and UCAR Inc. to Luckin Coffee, companies initially invested heavily in assets, burning money to subsidize users, and then aimed to profit through scaling up.</p><p>When CAR Inc. was aggressively expanding its marketing efforts by attracting new users with \"zero rental on the first day,\" Lu Zhengyao once said that there is usually a critical point for economies of scale, and once this point is reached, it will definitely be profitable. For the Quxiaomian project, Lu Zhengyao's strategy is to \"open 500 stores nationwide\" and \"build it into a food court, and eventually form an online App\".</p><p>But as soon as the story began, the pause button was quickly pressed. This is due to the impact of the pandemic on offline businesses, as well as difficulties in resolving financing issues.</p><p>Heavy asset investment and cash-burning subsidies meant that a lot of capital support was needed in the early stages. After experiencing the fraud scandal, Lu Zhengyao's reputation in the capital market was not as good as before. In April 2020, Luckin Coffee was exposed for financial fraud amounting to 2.2 billion yuan, triggering a crisis of trust in Chinese concept stocks and extending the crisis of trust in Lu Zhengyao to the domestic investment circle.</p><p>Public information disclosed that ChingeBite Technology completed a RMB 550 million Series A financing round in August 2021, led by PCCW Capital. A month after the Quxiaomian project was launched, news of financing was revealed. In the first half of 2021, the noodle business was highly favored by capital, with major noodle shops raising funds, from new ramen brands Ma Jiyong, Zhang Lala, and Chen Xianggui to Yujian Xiaomian, Zuimian, and Hefu Laomian. However, Qu Xiaomian, valued at 1 billion yuan, sought 100 million yuan in financing, but ultimately nothing came of it.</p><p>By jumping into the ready-made food boom and choosing to build the China Bite Workshop brand through franchising, the initial capital threshold is not high. As long as you can gather a group of franchisees, it is equivalent to gathering a group of \"investors\" for the brand.</p><p>However, these \"investors\" are also the operators of various franchise stores. At present, it seems that China Bite Workshop can get off to a quick start through the franchisee model, but the difficulty of further cultivation is increasing exponentially. For Lu Zhengyao, the real test is yet to come.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://mp.weixin.qq.com/s/_bxVfSDoSQY7wc7bGVv3-Q\">豹变</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/a74a875047b4cb443b66b1d62bccb46f","relate_stocks":{"BK0244":"餐饮"},"source_url":"https://mp.weixin.qq.com/s/_bxVfSDoSQY7wc7bGVv3-Q","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1127592873","content_text":"一改此前擅长的重资产投入、烧钱换规模的打法，陆正耀的舌尖工坊走起了加盟模式，以预制菜为矛，让加盟商成为“投资人”，能再造个瑞幸吗，陆正耀这次想割哪一波韭菜？作者 |潘捷如果按照陆正耀的规划，虎年春节过后不久，北京、上海等城市的街道里，将会密集出现一个全新的品牌面孔——舌尖工坊，主打预制菜，开店的速度和营销冲击力，就像当年瑞幸咖啡崛起时一般。2017年10月，在国内开出第一家店铺的瑞幸咖啡，到2018年12月25日，门店数量就达到了2000家。瑞幸速度让陆正耀和神州系迎来高光时刻，但快速上市的瑞幸很快又爆出22亿财务造假，之前有多光鲜，在此之后就有狼狈。如今陆正耀等相关方被彻底清理出瑞幸，不甘寂寞的商界老炮又重出江湖折腾新创业。2021年8月，陆正耀的趣小面开张，计划在全国开500家门店，在外界看来这个自带瑞幸基因的项目，并没有激起多大水花。三个月后经历改名风波，融资难解，拓店进度大大滞后。此后，把目光又投向另一个风口预制菜的陆正耀，一改擅长的重资产投入、烧钱换规模的打法，走起了加盟模式。舌尖工坊能承载起陆正耀的新野心吗？陆正耀也看中了加盟商？陆正耀擅长在风口上寻找财富命脉。2021年上半年资本热衷“吃面”，陆正耀的舌尖科技推出趣小面，无奈战绩不佳，迅速调整方向后，确定了新风口——预制菜。预制菜是预先制作完成的半成品，厂商把菜提前加工好通过冷冻或者真空包装来售卖。过去预制菜更多是针对餐饮行业B端的生意，如今随着年轻人“下厨房”热度攀升，预制菜看中了C端普通消费者，食材都已处理好，只需要简单翻炒便可以出锅，迎合了年轻消费者的需求。C端市场潜力巨大，陆正耀的舌尖工坊将目标放在了C端赛道。1月21日，舌尖科技轮值CEO李颖波在接受财新等媒体采访时表示，近期，舌尖科技已经开设了10家线下直营店，已签约3000多家加盟商，计划从2月底起以加盟的模式开始扩张。北京一家舌尖工坊直营店/豹变加盟的拓店速度比起直营自然快了许多，这大概也是吸取了此前瑞幸、趣小面等项目的经验和教训。瑞幸前期直营门店的拓展速度已让业内惊叹，发展到3000家店，耗时21个月。但直营门店背后意味着租金、装修成本、设备、人工、营销等诸多成本，需要品牌商承担巨大的资金压力。瑞幸上市时披露的招股书显示，2018年营业成本中，销售和市场营销费用、门店租金及人工是开支中最大的两项，分别达到人民币7.5亿元和5.8亿元，这两项叠加占总成本的比重为53.6%，而当年的总收入也仅为8.4亿元人民币。高昂的成本导致现金流紧张，瑞幸只能不停融资找钱。而加盟这种模式，将各类风险、成本更多分散给了加盟商，降低了舌尖工坊自身的风险，对于品牌来说属于轻资产模式。过去从神州系到瑞幸咖啡，甚至是趣小面，陆正耀都侧重重资产推进的路径，如今也不得不搞起了加盟店。一位北京舌尖工坊加盟招商的负责人告诉《豹变》，目前北京有3家直营店，北京各区已经签约了360-370家加盟店，只有东城、西城、顺义、房山等地是可以签加盟合约，其他地区都已经被加盟商拿下了。舌尖工坊提供的加盟店型有5种，最小的面积为8平方米，投资金额为3万元起。加盟一家舌尖工坊，需要“3万品牌使用费，3万保证金，每年2万运营费用，1800设计费用”，“1.31前交完意向金，3万的品牌使用费直接减免”。如果按照目前加盟缴纳1万元意向金来简单计算，3000家加盟商已让陆正耀在短短时间内沉淀了3000多万元资金。比起之前直营打法下现金流捉襟见肘的压力，加盟模式来钱快多了，签约的门店越多财富雪球越大。除了单店加盟，包区域加盟更是舌尖工坊跑马圈地的新方式。所谓区域加盟，就是双方谈妥规定在这个区域一年内开多少家门店，相当于打包出去一个区域的加盟。“朝阳区加盟已经包出了80家门店”，上述负责人透露，包区域的门店店型没有限制，80家门店也可以是档口店。舌尖工坊的招商材料上称，项目毛利率50%。为了保证加盟商的毛利率，品牌方的供货价格是按照商品标价的50%来提供，最终加盟商可以根据自己的需要定价。不过，这种做法很容易让加盟商家陷入价格战，虽然有最低价格的设置，但是调价成为加盟商之间敏感的竞争，占有大量门店的包区域加盟商更有优势。而舌尖工坊的招商人员承诺为防止恶意竞争，门店半径500米将会设置为保护距离。以加盟模式开路的舌尖工坊也一定程度上复制了此前陆正耀擅长的高补贴打法，不收加盟商利润分成，还给加盟商拉人头奖励。一方面试图刺激门店裂变，比如一个超一线城市加盟商如果介绍新的合伙作伴，或者自己再开店，可以获得2.5万元/店的奖金。另一方面，前期拉到新的合格消费者，也会给予7到15元不等的奖励。听起来加盟门槛不高，补贴多多，背后也是延续陆正耀过去的思路，迅速规模化，然后找到盈利点。但对于价格敏感的消费者群体来说，低价才是永远的奶酪，补贴退潮后如何留住用户一直是个难题。当然按照过往的经验，陆正耀也可以在规模做大后，选择上市，去资本市场上拿时间换空间。这几年餐饮、奶茶、教育等项目上加盟疯狂应用，与之相伴随的是“割韭菜”的质疑，甚至出现套路加盟、合同诈骗。大量品牌前期借助加盟模式迅速扩大影响力，但是后续在供应链管控、品质保证、价格竞争、人员管理上无法跟进，造成加盟商经营困境，闭店潮下加盟商与品牌之间的矛盾激化。对于没有加盟管理经验的陆正耀来说，真正的考验还没开始。预制菜是一条好赛道吗？伴随“懒宅经济”的发展，预制菜逐渐从B端走向C端，成为风口。就地过年更是催生了一波预制菜行情。陆正耀团队为什么也看中了预制菜？李颖波接受媒体采访时曾表示，烹饪相比咖啡的受众圈层更广泛，需求更刚性，疫情常态化正在改变大众用餐习惯，加上冷链保鲜技术的进步，使得预制菜进入更成熟的阶段。而春节前期舌尖工坊几家直营店的开业，正是对产品和模式的测试。舌尖工坊的依托线下门店销售，用户也可以在线上下单后选择门店自提或配送到家。《豹变》1月中旬在北京舌尖工坊（金隅丽景园店）线下直营店观察到，现场布置了5个冷柜，工作人员称，目前舌尖工坊的配送距离为三公里，其他的订单支持消费者线下自提。作为瑞幸的老用户，对舌尖工坊这个模式也不陌生，在APP上选品下单，以外卖的形式配送，瑞幸靠着低价、配送打破了星巴克对消费者的心智占领。瑞幸咖啡在经历造假风波、团队洗牌后，依然能在咖啡连锁领域站住脚，与其产品力相关，2021年的新品“生椰拿铁”走红甚至再度引发瑞幸的消费热潮。对于舌尖工坊来说，除了低价，一款爆品的出现是打出品牌影响力的关键。舌尖工坊SKU目前有100个，门店的工作人员称目前宫爆鸡丁的销售情况较好。舌尖工坊内部的预制菜/豹变而培育出在消费者群体中认知度较高的爆品，关系到后续舌尖工坊如何在一众预制菜玩家中突围。早在舌尖工坊创立前，预制菜赛道的竞争已经非常激烈，上游肉类、水产品公司，中游速冻食品、速食品，下游生鲜电商平台、品牌餐饮等公司都开始有所布局，不少玩家也是瞄准了C端用户。2021年4月，预制菜第一股“味知香”上市，推动了二级市场的乐观情绪，更加激发了一级市场对预制菜的热情。相比于其他品牌，舌尖工坊设立较晚，这些对手已有较强的消费者认知和固定的消费群体，主打预制菜的珍味小梅园、麦子妈等客单价在20元-40元之间，获得了资本加持。餐饮玩家如西贝开设了“贾国龙功夫菜”预制菜品牌。盒马、叮咚买菜、每日优鲜、永辉等纷纷在自己的领域延伸预制菜消费可能性。尤其是这些生鲜零售电商玩家，本身有强大的供应链体系，SKU丰富，也有完善的配送能力，会与舌尖工坊形成直接竞争。2021年，每日优鲜平台预制菜SKU超过800多个；叮咚买菜也表示，2021年平台上预制菜全线产品销量同比2020年增长300%。舌尖工坊的竞争优势在哪，能在诸多玩家的格局中撕开多大市场，目前并不清晰。急速聚拢加盟商的背后，舌尖工坊也是试图破这个局，只有加盟店规模足够大，才能和供应商进行谈判，丰富SKU，获得更多议价权，赚取供应链差价，同时降低配送等各方面成本。除了用补贴和扶持争取加盟商，舌尖工坊在用户端试图通过更年轻的渠道占领目标客群的视野，李颖波曾称，将在抖音、小红书、B站做大量投放，把公域流量导到舌尖工坊的App，再分发给线下加盟店。强营销的打法跟瑞幸咖啡当年一致，但是直营和加盟的模式有差别，撒钱营销最后的效果可能并不一致，毕竟直营店品牌方更容易做品控和管理，保证后续的消费和复购，加盟店的管理不确定性更多，一旦出现服务瑕疵、品质问题，就会导致品牌受到反噬。一波三折，新故事不好讲陆正耀此番重出江湖，创业项目一波三折，四个月中两次换方向。从过去团队擅长的重资产打法走向加盟这种轻资产模式，既有主动为之，也是被动和无奈之举。2021年8月初，作为陆正耀退休前最后一战——“趣小面”正式开业，外界看来这个项目带着“瑞幸基因”。按照当时的规划，趣小面第二批店面要达到500家。然而，开业一个月后，Tech星球援引一位舌尖科技公司员工的采访称，当时基本处于全线亏损的状态。9月初，第二批城市的拓展计划已经暂停。在趣小面此前的店铺留言中可以看出，不少消费者觉得一份面价位在20-30元，套餐需要四五十，价格上并不划算，如果不是做活动打折扣，趣小面在一众粉面品牌的竞争中吸引力并不强。10月末，趣小面开始新增了菜品巴渝火锅堡，暗示了路线调整。11月店铺名称也改为趣巴渝，菜品对之前主打的面食进行了扩充。大众点评显示，目前北京地区有3家趣巴渝店营业，评分均在4分以下。位于凤凰汇购物中心的趣小面北京首店，也在2022年1月初被爆关店。招聘情况反映，从2021年11月，陆正耀团队已经开始招聘预制菜相关人员。彼时切入预制菜赛道的规划应该已经实施，通过直营店感受预制菜市场，春节是个关键时点。在陆正耀的商业拓展中，烧钱换规模一直是关键。从神州租车、神州优车到瑞幸咖啡，前期重资产投入，烧钱补贴获取用户，然后以期通过规模化获益。神州租车在疯狂营销，通过“首日0租金”吸引新用户激进扩张时，陆正耀曾表示，规模效应通常会有一个临界点，只要达到这个点，就一定会盈利。在趣小面项目上，陆正耀计划的策略是“在全国开500家门店”，“做成一个美食城，最终形成一个线上化的App”。但这次故事刚刚开始，就迅速按下了暂停键。背后有疫情影响线下生意，也有融资问题难解等困境。重资产投入、烧钱补贴意味着前期需要大量资本支援，经历过造假风波后，陆正耀在资本市场的声誉大不如前。2020年4月，瑞幸被爆出财务造假高达22亿元，引发中概股信任危机，国内投资圈也延伸出陆正耀信任危机。公开信息披露，舌尖科技于2021年8月完成5.5亿元人民币A轮融资，由盈科资本领投。趣小面项目推出后一个月，被爆出融资消息。2021年上半年粉面生意备受资本青睐，从拉面新品牌马记永、张拉拉、陈香贵，到遇见小面、醉面、和府捞面，各大面馆纷纷融资。然而趣小面以10亿元估值，寻求1亿元融资，最终没有了下文。投身到预制菜风口，选择以加盟的形式打造舌尖工坊品牌，前期资金量门槛并不高，只要能聚拢一波加盟商，就相当于为品牌方召集了一波“投资人”。只是这些“投资人”也是各个加盟店的运营人，目前看起来舌尖工坊通过加盟商模式能迅速开局，但后续深耕的难度呈指数升级。对于陆正耀来说，真正的考验还在后面。","news_type":1,"symbols_score_info":{}},"isVote":1,"tweetType":1,"viewCount":4238,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9007969333,"gmtCreate":1642738445050,"gmtModify":1676533742150,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"N","listText":"N","text":"N","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9007969333","repostId":"1142641083","repostType":4,"repost":{"id":"1142641083","kind":"news","pubTimestamp":1642735668,"share":"https://ttm.financial/m/news/1142641083?lang=en_US&edition=fundamental","pubTime":"2022-01-21 11:27","market":"hk","language":"zh","title":"The Ministry of Transport summoned and reminded eight new business platform companies, including Didi.","url":"https://stock-news.laohu8.com/highlight/detail?id=1142641083","media":"交通运输部","summary":"2022年1月20日上午，交通运输新业态协同监管部际联席会议办公室对满帮、货拉拉、滴滴货运、快狗打车等4家互联网道路货运平台公司进行约谈，对滴滴出行、曹操出行、T3出行、美团出行等4家网约车平台公司进","content":"<p><html><head></head><body>On the morning of January 20, 2022, the Office of the Inter-Ministerial Joint Conference on Collaborative Supervision of New Transportation Business Models...<a href=\"https://laohu8.com/S/YMM\">Manbang</a>,Lalamove,<a href=\"https://laohu8.com/S/DIDI\">Didi</a>Four internet road freight platform companies, including Didi Chuxing, Cao Cao Chuxing, T3 Chuxing, and Meituan Chuxing, were summoned for talks and reminded.</p><p>The meeting reminded that truck drivers have recently reported that internet road freight platforms are arbitrarily adjusting pricing rules, raising membership fees, inducing vicious low-price competition, and illegally transporting vehicles overloaded or overloaded, which are suspected of infringing on the legitimate rights and interests of employees and have aroused widespread dissatisfaction among truck drivers and widespread public concern. The meeting reminded all platform companies to face up to their own problems, earnestly fulfill their corporate responsibilities, draw inferences from one instance to others, and immediately make rectifications.</p><p><b>First, we must earnestly safeguard the legitimate rights and interests of drivers.</b>All platform companies should further enhance their awareness, attach great importance to the protection of the rights and interests of drivers, earnestly implement the deployment of our ministry and relevant departments on the protection of the rights and interests of truck drivers and ride-hailing drivers, and actively take effective measures to ensure reasonable remuneration and rest time for drivers. Ensure smooth channels for drivers to express themselves and respond to reasonable demands in a timely manner; Actively participate in the platform's pilot program for occupational injury protection for flexible employment personnel, effectively improve the working environment and conditions, strengthen humanistic care, and enhance the sense of gain for drivers.</p><p><b>Second, we must effectively regulate the business practices of platform companies.</b>All platform companies must adhere to fair competition. When formulating or adjusting business strategies such as pricing and bidding rules, revenue distribution rules, and membership fees that involve the vital interests of drivers, they must publicly solicit opinions and suggestions from drivers and industry associations and announce them to the public one month in advance. We must continue to optimize the dispatch mechanism, scientifically determine the working hours and labor intensity of employees, and avoid overtime work and fatigued driving.</p><p>three<b>It is about firmly adhering to the bottom line of safe and stable development.</b>All platform companies should further implement their primary responsibility for safe production, strengthen the qualification review of drivers and vehicles employed on the platform, and remove unqualified personnel and vehicles. Internet road freight platform companies must strengthen the review of their cargo sources, strictly prohibit the illegal shipment of dangerous goods and other prohibited items, and strictly prohibit overloading, illegal modification, and transportation to ensure the safe and stable development of the industry.</p><p><b>Fourth, we must earnestly ensure the safety of public travel and material transportation.</b>With the Spring Festival holiday approaching, all platform companies must earnestly fulfill their social responsibilities, maintain relatively stable operations during the holiday, ensure stable business operations, strengthen overall coordination and scheduling, enhance transportation capacity guarantees, and effectively meet the diverse travel needs of the people and the transportation needs of essential goods.</p><p>The platform companies stated that they will actively rectify the existing problems in accordance with the requirements of the meeting and reminder, draw inferences from one instance to others, comprehensively and systematically examine the platform's operating practices, conduct operations in accordance with laws and regulations, effectively protect the legitimate rights and interests of truck drivers, ride-hailing drivers and other employees, and promote the healthy, stable and high-quality development of new transportation business models.</p><p></body></html></p>","source":"lsy1630550825588","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The Ministry of Transport summoned and reminded eight new business platform companies, including Didi.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe Ministry of Transport summoned and reminded eight new business platform companies, including Didi.\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">交通运输部</strong><span class=\"h-time small\">2022-01-21 11:27</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>On the morning of January 20, 2022, the Office of the Inter-Ministerial Joint Conference on Collaborative Supervision of New Transportation Business Models...<a href=\"https://laohu8.com/S/YMM\">Manbang</a>,Lalamove,<a href=\"https://laohu8.com/S/DIDI\">Didi</a>Four internet road freight platform companies, including Didi Chuxing, Cao Cao Chuxing, T3 Chuxing, and Meituan Chuxing, were summoned for talks and reminded.</p><p>The meeting reminded that truck drivers have recently reported that internet road freight platforms are arbitrarily adjusting pricing rules, raising membership fees, inducing vicious low-price competition, and illegally transporting vehicles overloaded or overloaded, which are suspected of infringing on the legitimate rights and interests of employees and have aroused widespread dissatisfaction among truck drivers and widespread public concern. The meeting reminded all platform companies to face up to their own problems, earnestly fulfill their corporate responsibilities, draw inferences from one instance to others, and immediately make rectifications.</p><p><b>First, we must earnestly safeguard the legitimate rights and interests of drivers.</b>All platform companies should further enhance their awareness, attach great importance to the protection of the rights and interests of drivers, earnestly implement the deployment of our ministry and relevant departments on the protection of the rights and interests of truck drivers and ride-hailing drivers, and actively take effective measures to ensure reasonable remuneration and rest time for drivers. Ensure smooth channels for drivers to express themselves and respond to reasonable demands in a timely manner; Actively participate in the platform's pilot program for occupational injury protection for flexible employment personnel, effectively improve the working environment and conditions, strengthen humanistic care, and enhance the sense of gain for drivers.</p><p><b>Second, we must effectively regulate the business practices of platform companies.</b>All platform companies must adhere to fair competition. When formulating or adjusting business strategies such as pricing and bidding rules, revenue distribution rules, and membership fees that involve the vital interests of drivers, they must publicly solicit opinions and suggestions from drivers and industry associations and announce them to the public one month in advance. We must continue to optimize the dispatch mechanism, scientifically determine the working hours and labor intensity of employees, and avoid overtime work and fatigued driving.</p><p>three<b>It is about firmly adhering to the bottom line of safe and stable development.</b>All platform companies should further implement their primary responsibility for safe production, strengthen the qualification review of drivers and vehicles employed on the platform, and remove unqualified personnel and vehicles. Internet road freight platform companies must strengthen the review of their cargo sources, strictly prohibit the illegal shipment of dangerous goods and other prohibited items, and strictly prohibit overloading, illegal modification, and transportation to ensure the safe and stable development of the industry.</p><p><b>Fourth, we must earnestly ensure the safety of public travel and material transportation.</b>With the Spring Festival holiday approaching, all platform companies must earnestly fulfill their social responsibilities, maintain relatively stable operations during the holiday, ensure stable business operations, strengthen overall coordination and scheduling, enhance transportation capacity guarantees, and effectively meet the diverse travel needs of the people and the transportation needs of essential goods.</p><p>The platform companies stated that they will actively rectify the existing problems in accordance with the requirements of the meeting and reminder, draw inferences from one instance to others, comprehensively and systematically examine the platform's operating practices, conduct operations in accordance with laws and regulations, effectively protect the legitimate rights and interests of truck drivers, ride-hailing drivers and other employees, and promote the healthy, stable and high-quality development of new transportation business models.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://mp.weixin.qq.com/s?__biz=MzI3MDQwMDQ5NQ==&mid=2247560477&idx=1&sn=9f5cec834fb0bbe02140bd2c89703171&chksm=ead2039ddda58a8bc69d559e85f28f39d5e2f3bc86e926a37465093b545371119f52a05cc46d#rd\">交通运输部</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/47b6fbfe38edb1202883a645549da7f6","relate_stocks":{"BK4548":"巴美列捷福持仓","BK4535":"淡马锡持仓","BK4503":"景林资产持仓","YMM":"满帮","BK4539":"次新股","DIDI":"滴滴(已退市)","BK4022":"陆运","BK4561":"索罗斯持仓","BK4526":"热门中概股","BK4505":"高瓴资本持仓"},"source_url":"https://mp.weixin.qq.com/s?__biz=MzI3MDQwMDQ5NQ==&mid=2247560477&idx=1&sn=9f5cec834fb0bbe02140bd2c89703171&chksm=ead2039ddda58a8bc69d559e85f28f39d5e2f3bc86e926a37465093b545371119f52a05cc46d#rd","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1142641083","content_text":"2022年1月20日上午，交通运输新业态协同监管部际联席会议办公室对满帮、货拉拉、滴滴货运、快狗打车等4家互联网道路货运平台公司进行约谈，对滴滴出行、曹操出行、T3出行、美团出行等4家网约车平台公司进行提醒。约谈提醒指出，近期货车司机集中反映互联网道路货运平台随意调整计价规则、上涨会员费，诱导恶性低价竞争，超限超载非法运输等问题，涉嫌侵害从业人员合法权益，引发货车司机普遍不满和社会广泛关注。约谈提醒要求，各平台公司要正视自身存在的问题，认真落实企业主体责任，举一反三，立即进行整改。一是切实维护司机群体合法权益。各平台公司要进一步提高思想认识，高度重视司机群体权益保障工作，认真贯彻落实我部和相关部门关于货车司机、网约车司机群体权益保障工作部署，积极采取有效措施，保障司机群体合理劳动报酬和休息时间；畅通司机群体表达渠道，及时回应合理诉求；积极参加平台灵活就业人员职业伤害保障试点，切实改善从业环境和工作条件，加强人文关怀，提升司机群体的获得感。二是切实规范平台公司经营行为。各平台公司要坚持公平竞争，在制定或调整涉及司机群体切身利益的计价竞价规则、收入分配规则、会员费等经营策略时，要公开征求司机、行业协会的意见建议，并提前一个月向社会公布；要持续优化派单机制，科学确定从业人员工作时长和劳动强度，避免超时劳动和疲劳驾驶。三是切实坚守安全稳定发展底线。各平台公司要进一步落实企业安全生产主体责任，加强依托平台就业司机、车辆的资质审核，清退不符合条件的人员和车辆。互联网道路货运平台公司要加强对平台货源的审查，严禁违规托运危险货物和其他违禁品，严禁超限超载、非法改装运输，保障行业安全稳定发展。四是切实做好群众出行和物资运输保障。春节假期临近，各平台公司要切实履行社会责任，在节假日期间保持经营相对平稳，保障业务稳定运行，加强统筹调度，强化运力保障，切实满足人民群众多样化出行需求和民生物资运输需要。各平台公司表示，将按照约谈提醒要求，对存在的问题进行积极整改，并举一反三，全面系统审视平台经营行为，依法合规开展经营，切实保障货车司机、网约车司机等从业人员合法权益，推动交通运输新业态健康稳定高质量发展。","news_type":1,"symbols_score_info":{"YMM":0.9,"DIDI":0.9}},"isVote":1,"tweetType":1,"viewCount":4774,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9005703277,"gmtCreate":1642394654880,"gmtModify":1676533707503,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9005703277","repostId":"1139332573","repostType":4,"repost":{"id":"1139332573","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1642377889,"share":"https://ttm.financial/m/news/1139332573?lang=en_US&edition=fundamental","pubTime":"2022-01-17 08:04","market":"hk","language":"zh","title":"Innovative Intelligence begins its IPO today, with an entry fee of approximately HK$2,757.51.","url":"https://stock-news.laohu8.com/highlight/detail?id=1139332573","media":"老虎资讯综合","summary":"1月17日，创新奇智发布公告，公司拟全球发售4474.44万股股份，其中香港发售股份447.46万股，国际发售股份4026.98万股，另有15%超额配股权；1月17日至1月20日招股；发售价每股发售股","content":"<p><html><head></head><body>On January 17,<a href=\"https://laohu8.com/S/02121\">Innovative and ingenious</a>The company announced that it plans to offer 44.7444 million shares globally, including 4.4746 million shares offered in Hong Kong, 40.2698 million shares offered internationally, and a 15% over-allotment option. The IPO will be held from January 17 to January 20; The offer price is HK$26.3-27.3 per offer share, with trading units of 100 shares per lot, and an entry fee of approximately HK$2,757.5.<a href=\"https://laohu8.com/S/UBS\">UBS</a>、<a href=\"https://laohu8.com/S/601995\">CICC</a>and China Renaissance Capital as the Joint Sponsors; The Shares are expected to be listed on the Main Board of the Stock Exchange on 27 January 2022.</p><p><img src=\"https://static.tigerbbs.com/e59021fcd65ae12ea42bed85365858ba\" tg-width=\"971\" tg-height=\"612\" referrerpolicy=\"no-referrer\"/></p><p><b>Subscription ladder:</b></p><p>Each lot consists of 100 shares, with an entry fee of HK$2,757.51.</p><p>The threshold for Group B is 200,000 shares, and the funds required for subscription are approximately HK$5,515,028.61.</p><p><img src=\"https://static.tigerbbs.com/f33de26f1f6649f119ca5c6b7ecbc6ee\" tg-width=\"970\" tg-height=\"522\" referrerpolicy=\"no-referrer\"/></p><p>The company is a rapidly growing enterprise AI solutions provider in China. Based on its research capabilities in the field of deep learning, the company has developed proprietary computer vision and machine learning AI technologies to empower Chinese companies. By combining AI technology with insights into industry scenarios, the company provides full-stack AI products and solutions to help businesses reduce costs, increase efficiency, and optimize decision-making. In less than three years since its inception, the company has established its brand in China's enterprise AI solutions industry. According to Frost & Sullivan, in 2020, the company was the third largest AI technology-driven solutions provider in China's enterprise AI solutions market by revenue, with a 0.3% market share among more than 1,500 market participants. The company focuses on developing and providing AI products and solutions for the manufacturing and financial services industries in China.</p><p>The company has entered into a cornerstone investment agreement, pursuant to which the cornerstone investors have agreed to subscribe for or procure their designated entities to subscribe for a total amount of approximately HK$202 million (assuming an offer price of HK$26.80, i.e., the mid-point of the offer price range), subject to certain conditions. The total number of offer shares to be subscribed by the cornerstone investors is 7,552,300 shares. Cornerstone investors include SVF II Zeal, and Laurion Capital Master Fund. Vision Fund, established in Jersey as a Limited partnership, is an investment Fund focused on investing in the global technology sector, with SVF II GP (Jersey) Limited, a company incorporated in Jersey and a wholly-owned subsidiary of SoftBank Group, as its general partner. SVF II Zeal is a special purpose vehicle indirectly majority owned by Vision Fund.</p><p><img src=\"https://static.tigerbbs.com/392cfff6d6a51a1e9c24586c74759b83\" tg-width=\"1163\" tg-height=\"278\" referrerpolicy=\"no-referrer\"/></p><p>Assuming an offer price of HK$26.8 per share (i.e., the mid-point of the offer price range), and assuming the over-allotment option has not yet been exercised, the company expects to receive net proceeds of approximately HK$1.0919 billion from the global offering. Approximately 45.0% of the net proceeds will be used to enhance the company's R&D capabilities over the next four years; Approximately 25.0% will be used to enhance the company's commercialization capabilities over the next four years. The company plans to expand its internal sales team and strengthen cooperation with third-party system integrators and business partners (such as joint ventures and strategic alliances). The company will increase its penetration rate in regions, industries, and industry verticals with high demand for its AI solutions; Approximately 10.0% for potential strategic investments and acquisitions within the next five years. The company plans to acquire assets and businesses that will enhance the company's value proposition among its customers through equity investments or asset acquisitions, such as businesses focused on software or SaaS products with differentiated proprietary insights in computer vision and deep learning technologies that can complement the company's AI product portfolio; Approximately 10.0% will be used to strengthen the company's internal systems and upgrade its information infrastructure over the next four years; and approximately 10.0% for working capital and general corporate purposes.</p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Innovative Intelligence begins its IPO today, with an entry fee of approximately HK$2,757.51.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nInnovative Intelligence begins its IPO today, with an entry fee of approximately HK$2,757.51.\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2022-01-17 08:04</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>On January 17,<a href=\"https://laohu8.com/S/02121\">Innovative and ingenious</a>The company announced that it plans to offer 44.7444 million shares globally, including 4.4746 million shares offered in Hong Kong, 40.2698 million shares offered internationally, and a 15% over-allotment option. The IPO will be held from January 17 to January 20; The offer price is HK$26.3-27.3 per offer share, with trading units of 100 shares per lot, and an entry fee of approximately HK$2,757.5.<a href=\"https://laohu8.com/S/UBS\">UBS</a>、<a href=\"https://laohu8.com/S/601995\">CICC</a>and China Renaissance Capital as the Joint Sponsors; The Shares are expected to be listed on the Main Board of the Stock Exchange on 27 January 2022.</p><p><img src=\"https://static.tigerbbs.com/e59021fcd65ae12ea42bed85365858ba\" tg-width=\"971\" tg-height=\"612\" referrerpolicy=\"no-referrer\"/></p><p><b>Subscription ladder:</b></p><p>Each lot consists of 100 shares, with an entry fee of HK$2,757.51.</p><p>The threshold for Group B is 200,000 shares, and the funds required for subscription are approximately HK$5,515,028.61.</p><p><img src=\"https://static.tigerbbs.com/f33de26f1f6649f119ca5c6b7ecbc6ee\" tg-width=\"970\" tg-height=\"522\" referrerpolicy=\"no-referrer\"/></p><p>The company is a rapidly growing enterprise AI solutions provider in China. Based on its research capabilities in the field of deep learning, the company has developed proprietary computer vision and machine learning AI technologies to empower Chinese companies. By combining AI technology with insights into industry scenarios, the company provides full-stack AI products and solutions to help businesses reduce costs, increase efficiency, and optimize decision-making. In less than three years since its inception, the company has established its brand in China's enterprise AI solutions industry. According to Frost & Sullivan, in 2020, the company was the third largest AI technology-driven solutions provider in China's enterprise AI solutions market by revenue, with a 0.3% market share among more than 1,500 market participants. The company focuses on developing and providing AI products and solutions for the manufacturing and financial services industries in China.</p><p>The company has entered into a cornerstone investment agreement, pursuant to which the cornerstone investors have agreed to subscribe for or procure their designated entities to subscribe for a total amount of approximately HK$202 million (assuming an offer price of HK$26.80, i.e., the mid-point of the offer price range), subject to certain conditions. The total number of offer shares to be subscribed by the cornerstone investors is 7,552,300 shares. Cornerstone investors include SVF II Zeal, and Laurion Capital Master Fund. Vision Fund, established in Jersey as a Limited partnership, is an investment Fund focused on investing in the global technology sector, with SVF II GP (Jersey) Limited, a company incorporated in Jersey and a wholly-owned subsidiary of SoftBank Group, as its general partner. SVF II Zeal is a special purpose vehicle indirectly majority owned by Vision Fund.</p><p><img src=\"https://static.tigerbbs.com/392cfff6d6a51a1e9c24586c74759b83\" tg-width=\"1163\" tg-height=\"278\" referrerpolicy=\"no-referrer\"/></p><p>Assuming an offer price of HK$26.8 per share (i.e., the mid-point of the offer price range), and assuming the over-allotment option has not yet been exercised, the company expects to receive net proceeds of approximately HK$1.0919 billion from the global offering. Approximately 45.0% of the net proceeds will be used to enhance the company's R&D capabilities over the next four years; Approximately 25.0% will be used to enhance the company's commercialization capabilities over the next four years. The company plans to expand its internal sales team and strengthen cooperation with third-party system integrators and business partners (such as joint ventures and strategic alliances). The company will increase its penetration rate in regions, industries, and industry verticals with high demand for its AI solutions; Approximately 10.0% for potential strategic investments and acquisitions within the next five years. The company plans to acquire assets and businesses that will enhance the company's value proposition among its customers through equity investments or asset acquisitions, such as businesses focused on software or SaaS products with differentiated proprietary insights in computer vision and deep learning technologies that can complement the company's AI product portfolio; Approximately 10.0% will be used to strengthen the company's internal systems and upgrade its information infrastructure over the next four years; and approximately 10.0% for working capital and general corporate purposes.</p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/6b69e234a63c2c0a69ccede7b0faaa18","relate_stocks":{"02121":"创新奇智"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1139332573","content_text":"1月17日，创新奇智发布公告，公司拟全球发售4474.44万股股份，其中香港发售股份447.46万股，国际发售股份4026.98万股，另有15%超额配股权；1月17日至1月20日招股；发售价每股发售股份26.3-27.3港元，每手买卖单位100股，入场费约2757.5港元；瑞银、中金公司及华兴资本为联席保荐人；预期股份将于2022年1月27日于联交所主板挂牌上市。申购阶梯：每手100股，入场费2757.51港元。乙组门槛为20万股，申购所需资金约5515028.61港元。公司是中国快速发展的企业AI解决方案提供商。基于在深度学习领域的研究能力，公司开发了专有的计算机视觉和机器学习AI技术，赋能中国企业。透过将AI技术与对行业场景的洞察相结合，公司提供全栈式AI产品和解决方案，从而为企业实现降本增效及优化决策。在公司成立以来仅仅不到三年的时间里，公司已在中国企业AI解决方案行业建立公司的品牌。根据弗若斯特沙利文的资料，于2020年，以收入计，公司为中国企业AI解决方案市场上第三大AI技术驱动型解决方案提供商，在逾1500个市场参与者中有0.3%的市场份额。公司专注于开发并于中国提供制造业及金融服务业开发的AI产品及解决方案。公司已订立基石投资协议，据此，基石投资者已同意在若干条件的规限下认购或促使其指定实体认购总金额约2.02亿港元(假设发售价为26.80港元，即发售价范围中位数)，基石投资者将予认购的发售股份总数为755.23万股。基石投资者包括SVF II Zeal，及Laurion Capital Master Fund。作为有限合伙企业于泽西成立的Vision Fund为一家专注于全球科技行业投资的投资基金，其普通合伙人为SVF II GP (Jersey) Limited(一家于泽西注册成立的公司及软银集团的全资附属公司)。SVF II Zeal为一家由Vision Fund间接拥有多数股权的特殊目的公司。假设发售价每股26.8港元(即发售价范围中位价)，并假设超额配股权尚未行使，公司预计自全球发售收取所得款项净额约10.919亿港元。其中，所得款项净额约45.0%将用于提高公司于未来四年的研发能力；约25.0%用于提升公司于未来四年内的商业化能力。公司计划扩张公司的内部销售团队及加强与第三方系统集成商及业务合作伙伴的合作(例如合营企业及战略联盟)。公司将提升对公司AI解决方案需求旺盛的地区、行业及行业垂直领域的渗透率；约10.0%用于未来五年内的潜在策略投资及收购。公司计划透过股权投资或资产收购来收购将可在公司客户中提升公司价值主张的资产及业务，例如专注于在计算机视觉和深度学习技术方面具有差异化专有见解的以及可与公司AI产品案互补的软件或SaaS产品的业务；约10.0%用于在未来四年内加强公司的内部系统及升级公司的信息基础设施；及约10.0%用作营运资本及一般公司用途。","news_type":1,"symbols_score_info":{"02121":0}},"isVote":1,"tweetType":1,"viewCount":4895,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":9005593747,"gmtCreate":1642338935109,"gmtModify":1676533702197,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9005593747","repostId":"1119435888","repostType":4,"repost":{"id":"1119435888","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1641877579,"share":"https://ttm.financial/m/news/1119435888?lang=en_US&edition=fundamental","pubTime":"2022-01-11 13:06","market":"fut","language":"zh","title":"Reminder: US stocks will be closed on January 17th, Martin Luther King Jr. Day.","url":"https://stock-news.laohu8.com/highlight/detail?id=1119435888","media":"老虎资讯综合","summary":"2022年1月17日（下周一），因马丁·路德·金纪念日，美股休市一天。港股、A股、英股、澳大利亚和新加坡股市均照常交易。【背景简介】马丁·路德·金（Martin Luther King, Jr，192","content":"<p><html><head></head><body>On January 17, 2022 (next Monday), the U.S. stock market will be closed for one day due to Martin Luther King Jr. Day.</p><p>Hong Kong, A-share, UK, Australian, and Singapore stock markets all traded as usual.</p><p><b>[Background Introduction]</b></p><p>Martin Luther King, Jr. (January 15, 1929 – April 4, 1968) was an African American pastor, social activist, and leader of the Black civil rights movement. The third Monday of January each year is Martin Luther King Jr. Day, a federal holiday in the United States. This is one of three statutory holidays in the United States that commemorate individuals, the other two being \"Columbus Day\" and \"Presidents' Day,\" which commemorates former presidents Abraham Lincoln and George Washington.</p><p>American schools, government and federal agencies are closed on this day. There will be a memorial service and memorial service on Monday. On the Sunday before that, pastors from all regions will deliver special sermons to remind everyone to remember Martin Luther King's life of pursuing peace.</p><p><img src=\"https://static.tigerbbs.com/a20806b6a04306399445ed6d5d60d1e4\" tg-width=\"732\" tg-height=\"549\" referrerpolicy=\"no-referrer\"/></p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Reminder: US stocks will be closed on January 17th, Martin Luther King Jr. Day.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nReminder: US stocks will be closed on January 17th, Martin Luther King Jr. Day.\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2022-01-11 13:06</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>On January 17, 2022 (next Monday), the U.S. stock market will be closed for one day due to Martin Luther King Jr. Day.</p><p>Hong Kong, A-share, UK, Australian, and Singapore stock markets all traded as usual.</p><p><b>[Background Introduction]</b></p><p>Martin Luther King, Jr. (January 15, 1929 – April 4, 1968) was an African American pastor, social activist, and leader of the Black civil rights movement. The third Monday of January each year is Martin Luther King Jr. Day, a federal holiday in the United States. This is one of three statutory holidays in the United States that commemorate individuals, the other two being \"Columbus Day\" and \"Presidents' Day,\" which commemorates former presidents Abraham Lincoln and George Washington.</p><p>American schools, government and federal agencies are closed on this day. There will be a memorial service and memorial service on Monday. On the Sunday before that, pastors from all regions will deliver special sermons to remind everyone to remember Martin Luther King's life of pursuing peace.</p><p><img src=\"https://static.tigerbbs.com/a20806b6a04306399445ed6d5d60d1e4\" tg-width=\"732\" tg-height=\"549\" referrerpolicy=\"no-referrer\"/></p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/a20806b6a04306399445ed6d5d60d1e4","relate_stocks":{".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index",".DJI":"道琼斯"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1119435888","content_text":"2022年1月17日（下周一），因马丁·路德·金纪念日，美股休市一天。港股、A股、英股、澳大利亚和新加坡股市均照常交易。【背景简介】马丁·路德·金（Martin Luther King, Jr，1929年1月15日—1968年4月4日），非裔美国人，美国牧师、社会活动家、黑人民权运动领袖。每年1月的第三个星期一，是美国联邦法定假日——马丁·路德·金纪念日。这是美国三个纪念个人的法定假日之一，另外两个是“哥伦布日”，和纪念前总统亚伯拉罕·林肯和乔治·华盛顿的“总统节”。美国学校、政府和联邦机构在这一天都不开放。星期一会有追思仪式及纪念仪式。而在此之前的星期日，所有地区的牧师都会进行特殊布道，提醒每个人缅怀马丁·路德·金追求和平的一生。","news_type":1,"symbols_score_info":{".DJI":0.9,".IXIC":0.9,".SPX":0.9}},"isVote":1,"tweetType":1,"viewCount":4886,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":863833626,"gmtCreate":1632371834665,"gmtModify":1676530766278,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/863833626","repostId":"2169366507","repostType":4,"isVote":1,"tweetType":1,"viewCount":4608,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":860907075,"gmtCreate":1632114963297,"gmtModify":1676530704134,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"<a href=\"https://laohu8.com/S/CLOV\">$CLOV 20211217 9.0 CALL(CLOV)$</a>gogogo.. ..","listText":"<a href=\"https://laohu8.com/S/CLOV\">$CLOV 20211217 9.0 CALL(CLOV)$</a>gogogo.. ..","text":"$CLOV 20211217 9.0 CALL(CLOV)$gogogo.. ..","images":[{"img":"https://static.tigerbbs.com/9c04e917f5680368ccbb8a6ba8b0606b","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/860907075","isVote":1,"tweetType":1,"viewCount":2178,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":884332216,"gmtCreate":1631854890235,"gmtModify":1676530653499,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Good","listText":"Good","text":"Good","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/884332216","repostId":"1197006703","repostType":4,"repost":{"id":"1197006703","kind":"news","pubTimestamp":1631852198,"share":"https://ttm.financial/m/news/1197006703?lang=en_US&edition=fundamental","pubTime":"2021-09-17 12:16","market":"us","language":"zh","title":"Amazon: Policies are consistent globally; account bans are not targeted at Chinese merchants.","url":"https://stock-news.laohu8.com/highlight/detail?id=1197006703","media":"澎湃新闻","summary":"亚马逊并未提供今年同期全球范围内封号的具体数据。","content":"<p><div>On September 17, Cindy Tai, Amazon's Global Vice President and Executive President of Amazon Global Selling Asia Pacific, said in an interview with media outlets including The Paper that Amazon's account bans this year were not targeted at Chinese merchants, but \"merchants worldwide were involved.\" \"Our policies are absolutely globally consistent; the seller's location has nothing to do with our policies,\" Dai Jingfei stated. \"We cannot predict whether a particular country will abuse comments. It doesn't target the seller's location or size; it only targets their specific behavior. As for which country, that's beyond our control...\"</p><p><a href=\"https://www.thepaper.cn/newsDetail_forward_14545212\">Web page link</a></div></p>","source":"pengpai_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Amazon: Policies are consistent globally; account bans are not targeted at Chinese merchants.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAmazon: Policies are consistent globally; account bans are not targeted at Chinese merchants.\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">澎湃新闻</strong><span class=\"h-time small\">2021-09-17 12:16</span>\n</p>\n</h4>\n</header>\n<article>\n<p><div>On September 17, Cindy Tai, Amazon's Global Vice President and Executive President of Amazon Global Selling Asia Pacific, said in an interview with media outlets including The Paper that Amazon's account bans this year were not targeted at Chinese merchants, but \"merchants worldwide were involved.\" \"Our policies are absolutely globally consistent; the seller's location has nothing to do with our policies,\" Dai Jingfei stated. \"We cannot predict whether a particular country will abuse comments. It doesn't target the seller's location or size; it only targets their specific behavior. As for which country, that's beyond our control...\"</p><p><a href=\"https://www.thepaper.cn/newsDetail_forward_14545212\">Web page link</a></div></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://www.thepaper.cn/newsDetail_forward_14545212\">澎湃新闻</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/fe94fc940e9c4fcf157bb67f28e9ff8e","relate_stocks":{"AMZN":"亚马逊"},"source_url":"https://www.thepaper.cn/newsDetail_forward_14545212","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1197006703","content_text":"9月17日，亚马逊全球副总裁、亚马逊全球开店亚太区执行总裁Cindy Tai（戴竫斐）在接受包括澎湃新闻在内的媒体采访时表示，今年亚马逊的封号行为并非是针对中国商家，“全球商家都有涉及。”\n“我们的政策绝对是全球一致的，卖家所在地和我们政策无关。”戴竫斐表示，“不能预测是否某个国家是否会采取滥用评论的行为，不针对卖家在哪里，不针对卖家的大小，仅仅是针对卖家的具体行为。至于在哪个国家，这是我们不可控的。”\n不过，亚马逊并未提供今年同期全球范围内封号的具体数据。","news_type":1,"symbols_score_info":{"AMZN":0.9}},"isVote":1,"tweetType":1,"viewCount":1611,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":881933469,"gmtCreate":1631284317451,"gmtModify":1676530520059,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>gogogo,........","listText":"<a href=\"https://laohu8.com/S/CLOV\">$Clover Health Corp(CLOV)$</a>gogogo,........","text":"$Clover Health Corp(CLOV)$gogogo,........","images":[{"img":"https://static.tigerbbs.com/01ac66637f4f5045bcd0b5d0cb7541e3","width":"1080","height":"3024"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/881933469","isVote":1,"tweetType":1,"viewCount":1763,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":889400876,"gmtCreate":1631164339695,"gmtModify":1676530484706,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"<a href=\"https://laohu8.com/S/BBIG\">$Vinco Ventures, Inc.(BBIG)$</a>gogogo,.....,","listText":"<a href=\"https://laohu8.com/S/BBIG\">$Vinco Ventures, Inc.(BBIG)$</a>gogogo,.....,","text":"$Vinco Ventures, Inc.(BBIG)$gogogo,.....,","images":[{"img":"https://static.tigerbbs.com/14a53c27253e2262928faeb0a764dc1f","width":"1080","height":"2288"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/889400876","isVote":1,"tweetType":1,"viewCount":1785,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":817314952,"gmtCreate":1630906737376,"gmtModify":1676530417801,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"<a href=\"https://laohu8.com/S/HYLN\">$Hyliion Holdings Corp.(HYLN)$</a>gogogo.....","listText":"<a href=\"https://laohu8.com/S/HYLN\">$Hyliion Holdings Corp.(HYLN)$</a>gogogo.....","text":"$Hyliion Holdings Corp.(HYLN)$gogogo.....","images":[{"img":"https://static.tigerbbs.com/4a767ac0674c0765ba0a3fe8e791a5b1","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/817314952","isVote":1,"tweetType":1,"viewCount":1985,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":816340989,"gmtCreate":1630470899641,"gmtModify":1676530312689,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"&nbsp; .........","listText":"&nbsp; .........","text":".........","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/816340989","repostId":"1117966606","repostType":4,"repost":{"id":"1117966606","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1630468312,"share":"https://ttm.financial/m/news/1117966606?lang=en_US&edition=fundamental","pubTime":"2021-09-01 11:51","market":"other","language":"zh","title":"Hong Kong-listed catering stocks performed strongly, with Xiabuxiabu rising over 15%.","url":"https://stock-news.laohu8.com/highlight/detail?id=1117966606","media":"老虎资讯综合","summary":"9月1日，港股餐饮板块表现强势，呷哺呷哺涨超15%，颐海国际涨超9%，海底捞涨超6%","content":"<p>On September 1st, the Hong Kong-listed catering sector performed strongly.<a href=\"https://laohu8.com/S/00520\">Xiabuxiabu</a>Up more than 15%,<a href=\"https://laohu8.com/S/01579\">Yihai International</a>Up more than 9%,<a href=\"https://laohu8.com/S/06862\">Haidilao</a>Up more than 6%</p><p><img src=\"https://static.tigerbbs.com/cc4b4e3f3f40c929d1195f0b57b48ee1\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Hong Kong-listed catering stocks performed strongly, with Xiabuxiabu rising over 15%.</title>\n<style 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1st, the Hong Kong-listed catering sector performed strongly.<a href=\"https://laohu8.com/S/00520\">Xiabuxiabu</a>Up more than 15%,<a href=\"https://laohu8.com/S/01579\">Yihai International</a>Up more than 9%,<a href=\"https://laohu8.com/S/06862\">Haidilao</a>Up more than 6%</p><p><img src=\"https://static.tigerbbs.com/cc4b4e3f3f40c929d1195f0b57b48ee1\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/5d8fb95e65f042f352c6313989391357","relate_stocks":{"00520":"呷哺呷哺","08496":"环球友饮智能","01579":"颐海国际","06862":"海底捞"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1117966606","content_text":"9月1日，港股餐饮板块表现强势，呷哺呷哺涨超15%，颐海国际涨超9%，海底捞涨超6%","news_type":1,"symbols_score_info":{"00520":0.9,"06862":0.9,"08496":0.9,"01579":0.9}},"isVote":1,"tweetType":1,"viewCount":1677,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":816357573,"gmtCreate":1630470844392,"gmtModify":1676530312666,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Gogogo","listText":"Gogogo","text":"Gogogo","images":[{"img":"https://static.tigerbbs.com/7c88e5d046b0b07b25da875425ec94f8","width":"1080","height":"2288"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/816357573","isVote":1,"tweetType":1,"viewCount":1830,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":816357602,"gmtCreate":1630470827506,"gmtModify":1676530312674,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Gogogo","listText":"Gogogo","text":"Gogogo","images":[{"img":"https://static.tigerbbs.com/7c88e5d046b0b07b25da875425ec94f8","width":"1080","height":"2288"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/816357602","isVote":1,"tweetType":1,"viewCount":1744,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":818213472,"gmtCreate":1630412752896,"gmtModify":1676530295954,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"Gogogo","listText":"Gogogo","text":"Gogogo","images":[{"img":"https://static.tigerbbs.com/4ebcfd704dba2aa6a1e7e9eb80e11983","width":"1080","height":"2288"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/818213472","isVote":1,"tweetType":1,"viewCount":1796,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":811884859,"gmtCreate":1630309974371,"gmtModify":1676530263919,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4089808990709360","authorIdStr":"4089808990709360"},"themes":[],"title":"","htmlText":"<a 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11:17","market":"us","language":"zh","title":"Market News: The United States is seriously considering banning Russia from using SWIFT.","url":"https://stock-news.laohu8.com/highlight/detail?id=1149327405","media":"老虎资讯综合","summary":"欧洲盟友对这一想法态度积极。","content":"<p><html><head></head><body>According to sources,<b>The United States is seriously considering whether to seek to expel Russia from SWIFT because its European allies are positive about the idea of imposing penalties.</b>Just a few days ago, this idea seemed unlikely.</p><p>Biden administration officials are currently discussing whether to push the European Union to issue a directive banning Russia from using SWIFT, but the United States and the European Union will not make a decision immediately. Officials are discussing the matter with the Federal Reserve, two people familiar with the matter said. The Federal Reserve is one of the regulators of SWIFT.</p><p>Another person said that negotiations with the European Commission have begun.</p><p>[Related Reading]<a href=\"https://ttm.financial/NW/1108697102\" target=\"_blank\">Why is SWIFT so powerful after threatening to remove Russia from the list?</a></p><p>What is SWIFT?</p><p>Since the 1950s, with the increasingly close integration of finance and computer science and technology, bank cards have become rapidly popular worldwide, becoming the main carrier of banking information such as accounts of individuals, enterprises, and financial institutions.</p><p>Based on this, financially developed and technologically advanced countries such as the United States and Japan have successively developed their own independent payment card systems and financial information exchange systems, forming...<a href=\"https://laohu8.com/S/MA\">Mastercard</a>Visa,<a href=\"https://laohu8.com/S/AXP\">American Express</a>The five major groups, JCB Credit Card and Dalai, have gradually gained a monopoly in the global international financial sector. However, due to differences in standards among different groups,<b>How to communicate cross-border payments</b>This has become the biggest headache for financial institutions in different countries.</p><p>In May 1973, the five major groups brought together 239 banks from 15 countries to form the Society for Worldwide Interbank Financial Telecommunications (SWIFT).</p><p>as<a href=\"https://laohu8.com/S/IBOC\">International bank</a>SWIFT is a non-profit organization that spontaneously cooperates with peers. Its footprint covers almost the entire globe, and almost all major financial institutions worldwide are members of it.<b>It has created the most widespread, safest, and most convenient exchange rate system in the world today.</b>。 Currently, the organization is headquartered in Brussels, Belgium, and has three exchange centers in Amsterdam, New York, and Switzerland.<b>It is the process of information, data, transactions, and clearing among international banking peers.<a href=\"https://laohu8.com/S/HUBG\">hub</a>Center.</b></p><p><b>In short, SWIFT is currently a major channel for transmitting financial information between international financial institutions.</b></p><p>Within the SWIFT system, member banks communicate accurately and efficiently through electronic messages. SWIFT messages use different codes to distinguish different financial institutions. Typically, a SWIFT code consists of 8 to 11 characters of English letters and Arabic numerals. For ordinary<a href=\"https://laohu8.com/S/603883\">ordinary people</a>If you need to make cross-border remittances, you can intuitively feel the role of SWIFT codes.</p><p>Currently, global cross-border payment systems are mainly centered around SWIFT (Society for Worldwide Interbank Financial Telecommunications) and CHIPS (New York Clearing House Interbank Payment System).</p><p></body></html></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Market News: The United States is seriously considering banning Russia from using SWIFT.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMarket News: The United States is seriously considering banning Russia from using SWIFT.\n</h2>\n<h4 class=\"meta\">\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time smaller\">2022-02-26 11:17</p>\n</div>\n</a>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>According to sources,<b>The United States is seriously considering whether to seek to expel Russia from SWIFT because its European allies are positive about the idea of imposing penalties.</b>Just a few days ago, this idea seemed unlikely.</p><p>Biden administration officials are currently discussing whether to push the European Union to issue a directive banning Russia from using SWIFT, but the United States and the European Union will not make a decision immediately. Officials are discussing the matter with the Federal Reserve, two people familiar with the matter said. The Federal Reserve is one of the regulators of SWIFT.</p><p>Another person said that negotiations with the European Commission have begun.</p><p>[Related Reading]<a href=\"https://ttm.financial/NW/1108697102\" target=\"_blank\">Why is SWIFT so powerful after threatening to remove Russia from the list?</a></p><p>What is SWIFT?</p><p>Since the 1950s, with the increasingly close integration of finance and computer science and technology, bank cards have become rapidly popular worldwide, becoming the main carrier of banking information such as accounts of individuals, enterprises, and financial institutions.</p><p>Based on this, financially developed and technologically advanced countries such as the United States and Japan have successively developed their own independent payment card systems and financial information exchange systems, forming...<a href=\"https://laohu8.com/S/MA\">Mastercard</a>Visa,<a href=\"https://laohu8.com/S/AXP\">American Express</a>The five major groups, JCB Credit Card and Dalai, have gradually gained a monopoly in the global international financial sector. However, due to differences in standards among different groups,<b>How to communicate cross-border payments</b>This has become the biggest headache for financial institutions in different countries.</p><p>In May 1973, the five major groups brought together 239 banks from 15 countries to form the Society for Worldwide Interbank Financial Telecommunications (SWIFT).</p><p>as<a href=\"https://laohu8.com/S/IBOC\">International bank</a>SWIFT is a non-profit organization that spontaneously cooperates with peers. Its footprint covers almost the entire globe, and almost all major financial institutions worldwide are members of it.<b>It has created the most widespread, safest, and most convenient exchange rate system in the world today.</b>。 Currently, the organization is headquartered in Brussels, Belgium, and has three exchange centers in Amsterdam, New York, and Switzerland.<b>It is the process of information, data, transactions, and clearing among international banking peers.<a href=\"https://laohu8.com/S/HUBG\">hub</a>Center.</b></p><p><b>In short, SWIFT is currently a major channel for transmitting financial information between international financial institutions.</b></p><p>Within the SWIFT system, member banks communicate accurately and efficiently through electronic messages. SWIFT messages use different codes to distinguish different financial institutions. Typically, a SWIFT code consists of 8 to 11 characters of English letters and Arabic numerals. For ordinary<a href=\"https://laohu8.com/S/603883\">ordinary people</a>If you need to make cross-border remittances, you can intuitively feel the role of SWIFT codes.</p><p>Currently, global cross-border payment systems are mainly centered around SWIFT (Society for Worldwide Interbank Financial Telecommunications) and CHIPS (New York Clearing House Interbank Payment System).</p><p></body></html></p>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/08c172387f819e918626bfcb739830b8","relate_stocks":{".DJI":"道琼斯"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1149327405","content_text":"据知情人士透露，美国正在认真考虑是否寻求将俄罗斯驱逐出SWIFT，原因是其欧洲盟友对实施惩罚的想法态度积极，而就在几天前，这一想法似乎还不太可能。拜登政府官员目前正在讨论是否要推动欧盟下达一项禁止俄罗斯使用SWIFT的指令，不过美国和欧盟不会马上做出决定。两位知情人士说，官员们正在与美联储讨论此事。美联储是SWIFT的监管机构之一。另一位人士说，与欧盟委员会的谈判已经开始。【相关阅读】威胁把俄罗斯除名的SWIFT，凭啥这么牛？什么是SWIFT？上世纪50年代以来，随着金融与计算机等科学技术结合的越来越密切，银行卡在全球范围内得到迅速普及，成为个人、企业、金融机构的账户等银行信息的主要承载介质。在此基础上，金融发达且技术先进的美国、日本等国家先后开发了本国独立的支付卡系统、金融信息交换系统，并形成了万事达、维萨、美国运通、JCB信用卡和大莱五大集团，逐渐在全球国际金融领域掌握了垄断地位。不过，由于不同集团间的标准存在差异，“如何沟通跨境支付”便成了不同国家金融机构最为头痛的问题。1973年5月，五大集团带领来自15个国家的239家银行齐聚一堂，共同成立了环球同业银行金融电讯协会（SWIFT）。作为国际银行间同业自发合作的非营利组织，SWIFT的足迹几乎遍布全球，全世界几乎所有重要的金融机构都是该机构的成员，打造出了当下国际最普及、最安全、最便捷的汇兑体系。目前，该组织总部设立在比利时的布鲁塞尔，同时在阿姆斯特丹、纽约和瑞士分别设立了三个交换中心，是国际银行业同业间的信息、数据、交易和清算的枢纽中心。简而言之，SWIFT就是目前国际金融机构间传递金融信息的一个主要渠道。在SWIFT系统内，各会员银行间通过电文，准确、高效地相互联系。SWIFT电文以不同代码区分不同金融机构，通常来说，SWIFT代码由由8 ～ 11 位英文字母和阿拉伯数字组成。对于普通老百姓，如果有跨境汇款的需要，就能很直观地感受到SWIFT代码的作用。当前，全球跨境支付系统主要以SWIFT（环球同业银行金融电讯协会）和CHIPS（纽约清算所银行同业支付系统）为核心。","news_type":1,"symbols_score_info":{".DJI":0.9}},"isVote":1,"tweetType":1,"viewCount":5755,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":889400876,"gmtCreate":1631164339695,"gmtModify":1676530484706,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4089808990709360","idStr":"4089808990709360"},"themes":[],"title":"","htmlText":"<a href=\"https://laohu8.com/S/BBIG\">$Vinco Ventures, Inc.(BBIG)$</a>gogogo,.....,","listText":"<a href=\"https://laohu8.com/S/BBIG\">$Vinco Ventures, Inc.(BBIG)$</a>gogogo,.....,","text":"$Vinco Ventures, Inc.(BBIG)$gogogo,.....,","images":[{"img":"https://static.tigerbbs.com/14a53c27253e2262928faeb0a764dc1f","width":"1080","height":"2288"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/889400876","isVote":1,"tweetType":1,"viewCount":1785,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":893726812,"gmtCreate":1628301941536,"gmtModify":1703504778885,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4089808990709360","idStr":"4089808990709360"},"themes":[],"title":"","htmlText":"???????","listText":"???????","text":"???????","images":[{"img":"https://static.tigerbbs.com/04ffce153ffe379420babc30e9808475","width":"1080","height":"2288"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/893726812","isVote":1,"tweetType":1,"viewCount":1079,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":800343733,"gmtCreate":1627281677522,"gmtModify":1703486648462,"author":{"id":"4089808990709360","authorId":"4089808990709360","name":"alvin88gan","avatar":"https://static.tigerbbs.com/47de138508ab4c7490371131185fa02a","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4089808990709360","idStr":"4089808990709360"},"themes":[],"title":"","htmlText":"???","listText":"???","text":"???","images":[{"img":"https://static.tigerbbs.com/de4e80550a9bb7245941c542273e1fbd","width":"1080","height":"3128"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://ttm.financial/post/800343733","isVote":1,"tweetType":1,"viewCount":1260,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0}],"lives":[]}