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NgSiewTeng
2022-09-12
[微笑]
The world's hottest real estate market is experiencing a collective bursting of bubbles.
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","listText":"[微笑] ","text":"[微笑]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9932737023","repostId":"1108863046","repostType":4,"repost":{"id":"1108863046","kind":"news","pubTimestamp":1662987258,"share":"https://ttm.financial/m/news/1108863046?lang=en_US&edition=fundamental","pubTime":"2022-09-12 20:54","market":"sh","language":"zh","title":"The world's hottest real estate market is experiencing a collective bursting of bubbles.","url":"https://stock-news.laohu8.com/highlight/detail?id=1108863046","media":"华尔街见闻","summary":"抵押贷款利率飙升、地区人员流失，购房者和业主均面临压力，火热房地产市场房价大幅下跌。在全球范围内，飙升的借贷成本正在挤压购房者和业主的压力，房地产市场大幅降温。根据在线房产经纪公司Redfin的数据，","content":"<p><html><head></head><body>Soaring mortgage rates and a loss of staff in the region have put pressure on both homebuyers and homeowners, leading to a sharp drop in home prices in the hot real estate market. Globally, soaring borrowing costs are squeezing pressure on homebuyers and homeowners, leading to a sharp cooling in the real estate market.</p><p>According to data from online real estate brokerage Redfin, the average home selling price in the United States is below the asking price for the first time in nearly 18 months.</p><p>This shift is largely due to central banks rate hike at their fastest pace in decades, mortgage rates soaring, and millions of people who bought homes at low prices during the pandemic facing higher repayments. As a result, homebuyers are retreating, and house prices are falling in hot real estate markets such as the United States, Australia, Canada, and Sweden.</p><p><a href=\"https://laohu8.com/S/NMR\">Nomura Holdings</a>Rob Subbaraman, global head of market research, said:</p><p>\"Interest rates have risen sharply amid a decline in inflation-adjusted real wages, something young families burdened with debt may never have experienced in their lifetimes.\" U.S. home prices fell below list prices for the first time since 2021.</p><p>Redfin stated that in the four weeks ending August 28, the average selling price-to-list price ratio fell to 99.8%. Since March 2021, this ratio has never fallen below 100%.</p><p>In addition, the supply of homes for sale grew at a record pace in July, and the growth rate of new home sales in the United States fell to its lowest level since early 2016. Mortgage rates hit their highest level since June this week and are approaching their 2022 highs on expectations of further rate hike by the Federal Reserve.</p><p>Although the U.S. housing market has cooled so far this year, there are some signs that the market is beginning to stabilize. Redfin's report shows that the proportion of homes for sale with price reductions is the same as in the previous four weeks, at 7.5%.</p><p>However, Redfin's chief economist Daryl Fairweather said in a statement:</p><p>\"While the cooling seems to be gradually ending, there are signs that the market still has more room to ease. This year's post-Labor Day economic slowdown may be more severe than in previous years when the market was extremely tight.\" San Francisco home prices plummeted due to an exodus of people.</p><p>San Francisco home prices plummeted last month due to soaring interest rates and an exodus of tech company workers.</p><p>According to a Redfin report, the median price of a single-family home in the city fell 7% year-over-year in the four weeks ending September 4, the largest annual drop since 2012, to $1.4 million.</p><p>Real estate brokerage firm Compass said the number of contracts it has signed in San Francisco has decreased by 25% since August 2021.</p><p>In an interview, Daryl Fairweather said, \"Housing prices in San Francisco have become so expensive because there are tech workers working here. However, the pandemic and remote work have weakened the connections between tech companies and the region.\"</p><p>Home sales across the United States have slowed as soaring borrowing costs have reduced people's affordability and sellers remain reluctant to lower prices. San Francisco has been hit hard as its workers remain reluctant to return to their desks, lagging behind return rates in other major metropolitan areas and prompting the closure of many restaurants and retailers in the city.</p><p>The global house price decline has only just begun.</p><p>While the real estate recession so far has not approached the level of the 2008 financial crisis, real estate market data is a key variable for central bank officials hoping to curb inflation without triggering a deep recession.</p><p>Currently, bubble markets such as Australia, New Zealand, and Canada are already facing double-digit house price declines, but economists believe the global house price downturn has only just begun.</p><p>According to media reports, Hideaki Hirata of Hosei University stated, \"We will observe a synchronized global housing market downturn in 2023 and 2024.\" Hideaki Hirata, a former economist at the Bank of Japan, warned that the full impact of this year's sharp rate hike on households will take time to become apparent.</p><p>Bloomberg economist Niraj Shah said:</p><p>“If the central bank tightens excessively, the prospects for a soft landing will diminish. House prices could fall faster, exacerbating and prolonging the recession.” In Poland, some borrowers have doubled their monthly repayments as interest rates rise. The Polish government said earlier this year that it would allow Poles to suspend repayments for up to eight months. Banks' main profits were wiped out after the industry was forced to write down provisions of approximately 13 billion zlotys ($2.78 billion).</p><p>Sweden, once one of Europe's hottest markets, has seen house prices fall by about 8% since this spring, with most economists now expecting a 15% drop. Rising interest rates are also putting pressure on real estate companies that borrow heavily in the bond market to finance their operations, raising concerns among investors about their ability to refinance those debts.</p><p>The decline in house prices in the UK is also accelerating. According to a media analysis, house prices remained flat or fell in almost half of London's boroughs.<a href=\"https://laohu8.com/S/HBC\">HSBC Holdings</a>The company warned that the UK is at the \"peak of a property downturn\" and demand could fall by 20% in the coming year.</p><p></body></html></p>","source":"wallstreetcn","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The world's hottest real estate market is experiencing a collective bursting of bubbles.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe world's hottest real estate market is experiencing a collective bursting of bubbles.\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">华尔街见闻</strong><span class=\"h-time small\">2022-09-12 20:54</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>Soaring mortgage rates and a loss of staff in the region have put pressure on both homebuyers and homeowners, leading to a sharp drop in home prices in the hot real estate market. Globally, soaring borrowing costs are squeezing pressure on homebuyers and homeowners, leading to a sharp cooling in the real estate market.</p><p>According to data from online real estate brokerage Redfin, the average home selling price in the United States is below the asking price for the first time in nearly 18 months.</p><p>This shift is largely due to central banks rate hike at their fastest pace in decades, mortgage rates soaring, and millions of people who bought homes at low prices during the pandemic facing higher repayments. As a result, homebuyers are retreating, and house prices are falling in hot real estate markets such as the United States, Australia, Canada, and Sweden.</p><p><a href=\"https://laohu8.com/S/NMR\">Nomura Holdings</a>Rob Subbaraman, global head of market research, said:</p><p>\"Interest rates have risen sharply amid a decline in inflation-adjusted real wages, something young families burdened with debt may never have experienced in their lifetimes.\" U.S. home prices fell below list prices for the first time since 2021.</p><p>Redfin stated that in the four weeks ending August 28, the average selling price-to-list price ratio fell to 99.8%. Since March 2021, this ratio has never fallen below 100%.</p><p>In addition, the supply of homes for sale grew at a record pace in July, and the growth rate of new home sales in the United States fell to its lowest level since early 2016. Mortgage rates hit their highest level since June this week and are approaching their 2022 highs on expectations of further rate hike by the Federal Reserve.</p><p>Although the U.S. housing market has cooled so far this year, there are some signs that the market is beginning to stabilize. Redfin's report shows that the proportion of homes for sale with price reductions is the same as in the previous four weeks, at 7.5%.</p><p>However, Redfin's chief economist Daryl Fairweather said in a statement:</p><p>\"While the cooling seems to be gradually ending, there are signs that the market still has more room to ease. This year's post-Labor Day economic slowdown may be more severe than in previous years when the market was extremely tight.\" San Francisco home prices plummeted due to an exodus of people.</p><p>San Francisco home prices plummeted last month due to soaring interest rates and an exodus of tech company workers.</p><p>According to a Redfin report, the median price of a single-family home in the city fell 7% year-over-year in the four weeks ending September 4, the largest annual drop since 2012, to $1.4 million.</p><p>Real estate brokerage firm Compass said the number of contracts it has signed in San Francisco has decreased by 25% since August 2021.</p><p>In an interview, Daryl Fairweather said, \"Housing prices in San Francisco have become so expensive because there are tech workers working here. However, the pandemic and remote work have weakened the connections between tech companies and the region.\"</p><p>Home sales across the United States have slowed as soaring borrowing costs have reduced people's affordability and sellers remain reluctant to lower prices. San Francisco has been hit hard as its workers remain reluctant to return to their desks, lagging behind return rates in other major metropolitan areas and prompting the closure of many restaurants and retailers in the city.</p><p>The global house price decline has only just begun.</p><p>While the real estate recession so far has not approached the level of the 2008 financial crisis, real estate market data is a key variable for central bank officials hoping to curb inflation without triggering a deep recession.</p><p>Currently, bubble markets such as Australia, New Zealand, and Canada are already facing double-digit house price declines, but economists believe the global house price downturn has only just begun.</p><p>According to media reports, Hideaki Hirata of Hosei University stated, \"We will observe a synchronized global housing market downturn in 2023 and 2024.\" Hideaki Hirata, a former economist at the Bank of Japan, warned that the full impact of this year's sharp rate hike on households will take time to become apparent.</p><p>Bloomberg economist Niraj Shah said:</p><p>“If the central bank tightens excessively, the prospects for a soft landing will diminish. House prices could fall faster, exacerbating and prolonging the recession.” In Poland, some borrowers have doubled their monthly repayments as interest rates rise. The Polish government said earlier this year that it would allow Poles to suspend repayments for up to eight months. Banks' main profits were wiped out after the industry was forced to write down provisions of approximately 13 billion zlotys ($2.78 billion).</p><p>Sweden, once one of Europe's hottest markets, has seen house prices fall by about 8% since this spring, with most economists now expecting a 15% drop. Rising interest rates are also putting pressure on real estate companies that borrow heavily in the bond market to finance their operations, raising concerns among investors about their ability to refinance those debts.</p><p>The decline in house prices in the UK is also accelerating. According to a media analysis, house prices remained flat or fell in almost half of London's boroughs.<a href=\"https://laohu8.com/S/HBC\">HSBC Holdings</a>The company warned that the UK is at the \"peak of a property downturn\" and demand could fall by 20% in the coming year.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://wallstreetcn.com/articles/3670087\">华尔街见闻</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/c3c5822c22b6cfd1d0ae2625b7bc085e","relate_stocks":{"BK1148":"建筑与工程","09979":"绿城管理控股"},"source_url":"https://wallstreetcn.com/articles/3670087","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1108863046","content_text":"抵押贷款利率飙升、地区人员流失，购房者和业主均面临压力，火热房地产市场房价大幅下跌。在全球范围内，飙升的借贷成本正在挤压购房者和业主的压力，房地产市场大幅降温。根据在线房产经纪公司Redfin的数据，美国平均房屋售价近18个月来首次低于要价。这种转变主要是因为各国央行以几十年来最快的速度加息，抵押贷款利率飙升，数百万在疫情期间以低廉的价格购买房屋的人面临更高的还款额。因此购房者正在撤退，美国、澳大利亚、加拿大和瑞典等火热房地产市场的房价都在下跌。野村控股全球市场研究主管Rob Subbaraman表示：“在经通胀调整后的实际工资下降之际，利率大幅上升，这可能是背负债务的年轻家庭一生中从未经历过的事。”美国房屋售价自2021年来首次低于标价Redfin表示，在截至8月28日的四个星期内，平均售价与挂牌价格的比率降至99.8%。自2021年3月以来，该比率从未低于100%。此外，今年7月份待售房屋供应以创纪录的速度增长，美国新屋销售增速降至2016年初以来的最低水平。由于预期美联储将进一步加息，抵押贷款利率本周创下6月以来的最高水平，并逼近2022年的高点。尽管美国房地产市场今年迄今已经降温，但有一些迹象表明，目前市场正开始趋于平稳。Redfin的报告显示，降价待售的房子比例与前四周相同，为7.5%。不过Redfin首席经济学家Daryl Fairweather在一份声明中表示：“虽然冷却似乎正在逐渐结束，但有迹象表明，市场还有更大的放松空间。今年劳动节后的经济放缓可能会比市场超紧张的前几年更严重一些。”因人员外流 旧金山房价急剧下滑由于利率飙升和科技公司工作者外流，旧金山房价上个月暴跌。根据Redfin的一份报告，在截至9月4日的四个星期内，该市的单户住宅中位价比去年同期下降了7%，为2012年以来的最大年度跌幅，至140万美元。房产经纪公司Compass表示，自2021年8月以来，其在旧金山签订的合同数量下降了25%。Daryl Fairweather在接受采访时说：“旧金山的房价是因为有科技人员在这工作而变得如此昂贵。然而疫情和远程工作削弱了科技公司与该地区的联系。”由于飙升的借贷成本降低了人们的负担能力，而卖家仍然不愿降价，美国各地的房屋销售都已刹车。旧金山受到了沉重打击 ，因为其工人仍然不愿回到办公桌前，落后于其他主要都市区的复工率，并促使该市许多餐馆和零售商关闭。全球房价下滑才刚刚开始虽然到目前为止的房地产衰退还没有接近2008年金融危机的水平，但对于希望在不引发深度衰退的情况下抑制通胀的央行官员来说，房地产市场的数据是一个关键变量。目前，澳大利亚、新西兰和加拿大等泡沫市场已经面临两位数的房价下跌，但经济学家认为全球房价下滑才刚刚开始。据媒体，法政大学的Hideaki Hirata表示：“我们将在2023年和2024年观察到全球同步的房地产市场下滑。”平田英明曾是日本央行经济学家，他警告说，今年大幅加息对家庭的全面影响还需要时间才能显现出来。彭博经济学家Niraj Shah表示：“如果央行收紧过度，软着陆的前景就会减弱。房价可能会更快地下跌，加剧并延长衰退。”在波兰，随着利率的上升，一些借款人的每月还款翻了一番。波兰政府今年早些时候表示，允许波兰人暂停还款长达8个月。在银行业被迫计入约130亿兹罗提（27.8亿美元）的拨备后，抹去了银行的主要利润。瑞典曾是欧洲最热门的市场之一，自今年春季以来，该国房价已经下跌了约8%，多数经济学家目前预计降幅为15%。不断上升的利率也给在债券市场上大举借债以为运营融资的房地产公司带来压力，让投资者越来越担心它们是否有能力为这些债务再融资。英国的房价下跌也在加速。据媒体的一项分析显示，在伦敦几乎一半的行政区，房价持平或下跌。汇丰控股公司警告称，英国正处于“房地产低迷的顶点”，未来一年的需求可能会下降20%。","news_type":1,"symbols_score_info":{"09979":0.9}},"isVote":1,"tweetType":1,"viewCount":5240,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":9932737023,"gmtCreate":1662990893862,"gmtModify":1676537177566,"author":{"id":"4090450388918740","authorId":"4090450388918740","name":"NgSiewTeng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":11,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4090450388918740","authorIdStr":"4090450388918740"},"themes":[],"title":"","htmlText":"[微笑] ","listText":"[微笑] ","text":"[微笑]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://ttm.financial/post/9932737023","repostId":"1108863046","repostType":4,"repost":{"id":"1108863046","kind":"news","pubTimestamp":1662987258,"share":"https://ttm.financial/m/news/1108863046?lang=en_US&edition=fundamental","pubTime":"2022-09-12 20:54","market":"sh","language":"zh","title":"The world's hottest real estate market is experiencing a collective bursting of bubbles.","url":"https://stock-news.laohu8.com/highlight/detail?id=1108863046","media":"华尔街见闻","summary":"抵押贷款利率飙升、地区人员流失，购房者和业主均面临压力，火热房地产市场房价大幅下跌。在全球范围内，飙升的借贷成本正在挤压购房者和业主的压力，房地产市场大幅降温。根据在线房产经纪公司Redfin的数据，","content":"<p><html><head></head><body>Soaring mortgage rates and a loss of staff in the region have put pressure on both homebuyers and homeowners, leading to a sharp drop in home prices in the hot real estate market. Globally, soaring borrowing costs are squeezing pressure on homebuyers and homeowners, leading to a sharp cooling in the real estate market.</p><p>According to data from online real estate brokerage Redfin, the average home selling price in the United States is below the asking price for the first time in nearly 18 months.</p><p>This shift is largely due to central banks rate hike at their fastest pace in decades, mortgage rates soaring, and millions of people who bought homes at low prices during the pandemic facing higher repayments. As a result, homebuyers are retreating, and house prices are falling in hot real estate markets such as the United States, Australia, Canada, and Sweden.</p><p><a href=\"https://laohu8.com/S/NMR\">Nomura Holdings</a>Rob Subbaraman, global head of market research, said:</p><p>\"Interest rates have risen sharply amid a decline in inflation-adjusted real wages, something young families burdened with debt may never have experienced in their lifetimes.\" U.S. home prices fell below list prices for the first time since 2021.</p><p>Redfin stated that in the four weeks ending August 28, the average selling price-to-list price ratio fell to 99.8%. Since March 2021, this ratio has never fallen below 100%.</p><p>In addition, the supply of homes for sale grew at a record pace in July, and the growth rate of new home sales in the United States fell to its lowest level since early 2016. Mortgage rates hit their highest level since June this week and are approaching their 2022 highs on expectations of further rate hike by the Federal Reserve.</p><p>Although the U.S. housing market has cooled so far this year, there are some signs that the market is beginning to stabilize. Redfin's report shows that the proportion of homes for sale with price reductions is the same as in the previous four weeks, at 7.5%.</p><p>However, Redfin's chief economist Daryl Fairweather said in a statement:</p><p>\"While the cooling seems to be gradually ending, there are signs that the market still has more room to ease. This year's post-Labor Day economic slowdown may be more severe than in previous years when the market was extremely tight.\" San Francisco home prices plummeted due to an exodus of people.</p><p>San Francisco home prices plummeted last month due to soaring interest rates and an exodus of tech company workers.</p><p>According to a Redfin report, the median price of a single-family home in the city fell 7% year-over-year in the four weeks ending September 4, the largest annual drop since 2012, to $1.4 million.</p><p>Real estate brokerage firm Compass said the number of contracts it has signed in San Francisco has decreased by 25% since August 2021.</p><p>In an interview, Daryl Fairweather said, \"Housing prices in San Francisco have become so expensive because there are tech workers working here. However, the pandemic and remote work have weakened the connections between tech companies and the region.\"</p><p>Home sales across the United States have slowed as soaring borrowing costs have reduced people's affordability and sellers remain reluctant to lower prices. San Francisco has been hit hard as its workers remain reluctant to return to their desks, lagging behind return rates in other major metropolitan areas and prompting the closure of many restaurants and retailers in the city.</p><p>The global house price decline has only just begun.</p><p>While the real estate recession so far has not approached the level of the 2008 financial crisis, real estate market data is a key variable for central bank officials hoping to curb inflation without triggering a deep recession.</p><p>Currently, bubble markets such as Australia, New Zealand, and Canada are already facing double-digit house price declines, but economists believe the global house price downturn has only just begun.</p><p>According to media reports, Hideaki Hirata of Hosei University stated, \"We will observe a synchronized global housing market downturn in 2023 and 2024.\" Hideaki Hirata, a former economist at the Bank of Japan, warned that the full impact of this year's sharp rate hike on households will take time to become apparent.</p><p>Bloomberg economist Niraj Shah said:</p><p>“If the central bank tightens excessively, the prospects for a soft landing will diminish. House prices could fall faster, exacerbating and prolonging the recession.” In Poland, some borrowers have doubled their monthly repayments as interest rates rise. The Polish government said earlier this year that it would allow Poles to suspend repayments for up to eight months. Banks' main profits were wiped out after the industry was forced to write down provisions of approximately 13 billion zlotys ($2.78 billion).</p><p>Sweden, once one of Europe's hottest markets, has seen house prices fall by about 8% since this spring, with most economists now expecting a 15% drop. Rising interest rates are also putting pressure on real estate companies that borrow heavily in the bond market to finance their operations, raising concerns among investors about their ability to refinance those debts.</p><p>The decline in house prices in the UK is also accelerating. According to a media analysis, house prices remained flat or fell in almost half of London's boroughs.<a href=\"https://laohu8.com/S/HBC\">HSBC Holdings</a>The company warned that the UK is at the \"peak of a property downturn\" and demand could fall by 20% in the coming year.</p><p></body></html></p>","source":"wallstreetcn","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The world's hottest real estate market is experiencing a collective bursting of bubbles.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 12.5px; color: #7E829C; margin: 0;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe world's hottest real estate market is experiencing a collective bursting of bubbles.\n</h2>\n<h4 class=\"meta\">\n<p class=\"head\">\n<strong class=\"h-name small\">华尔街见闻</strong><span class=\"h-time small\">2022-09-12 20:54</span>\n</p>\n</h4>\n</header>\n<article>\n<p><html><head></head><body>Soaring mortgage rates and a loss of staff in the region have put pressure on both homebuyers and homeowners, leading to a sharp drop in home prices in the hot real estate market. Globally, soaring borrowing costs are squeezing pressure on homebuyers and homeowners, leading to a sharp cooling in the real estate market.</p><p>According to data from online real estate brokerage Redfin, the average home selling price in the United States is below the asking price for the first time in nearly 18 months.</p><p>This shift is largely due to central banks rate hike at their fastest pace in decades, mortgage rates soaring, and millions of people who bought homes at low prices during the pandemic facing higher repayments. As a result, homebuyers are retreating, and house prices are falling in hot real estate markets such as the United States, Australia, Canada, and Sweden.</p><p><a href=\"https://laohu8.com/S/NMR\">Nomura Holdings</a>Rob Subbaraman, global head of market research, said:</p><p>\"Interest rates have risen sharply amid a decline in inflation-adjusted real wages, something young families burdened with debt may never have experienced in their lifetimes.\" U.S. home prices fell below list prices for the first time since 2021.</p><p>Redfin stated that in the four weeks ending August 28, the average selling price-to-list price ratio fell to 99.8%. Since March 2021, this ratio has never fallen below 100%.</p><p>In addition, the supply of homes for sale grew at a record pace in July, and the growth rate of new home sales in the United States fell to its lowest level since early 2016. Mortgage rates hit their highest level since June this week and are approaching their 2022 highs on expectations of further rate hike by the Federal Reserve.</p><p>Although the U.S. housing market has cooled so far this year, there are some signs that the market is beginning to stabilize. Redfin's report shows that the proportion of homes for sale with price reductions is the same as in the previous four weeks, at 7.5%.</p><p>However, Redfin's chief economist Daryl Fairweather said in a statement:</p><p>\"While the cooling seems to be gradually ending, there are signs that the market still has more room to ease. This year's post-Labor Day economic slowdown may be more severe than in previous years when the market was extremely tight.\" San Francisco home prices plummeted due to an exodus of people.</p><p>San Francisco home prices plummeted last month due to soaring interest rates and an exodus of tech company workers.</p><p>According to a Redfin report, the median price of a single-family home in the city fell 7% year-over-year in the four weeks ending September 4, the largest annual drop since 2012, to $1.4 million.</p><p>Real estate brokerage firm Compass said the number of contracts it has signed in San Francisco has decreased by 25% since August 2021.</p><p>In an interview, Daryl Fairweather said, \"Housing prices in San Francisco have become so expensive because there are tech workers working here. However, the pandemic and remote work have weakened the connections between tech companies and the region.\"</p><p>Home sales across the United States have slowed as soaring borrowing costs have reduced people's affordability and sellers remain reluctant to lower prices. San Francisco has been hit hard as its workers remain reluctant to return to their desks, lagging behind return rates in other major metropolitan areas and prompting the closure of many restaurants and retailers in the city.</p><p>The global house price decline has only just begun.</p><p>While the real estate recession so far has not approached the level of the 2008 financial crisis, real estate market data is a key variable for central bank officials hoping to curb inflation without triggering a deep recession.</p><p>Currently, bubble markets such as Australia, New Zealand, and Canada are already facing double-digit house price declines, but economists believe the global house price downturn has only just begun.</p><p>According to media reports, Hideaki Hirata of Hosei University stated, \"We will observe a synchronized global housing market downturn in 2023 and 2024.\" Hideaki Hirata, a former economist at the Bank of Japan, warned that the full impact of this year's sharp rate hike on households will take time to become apparent.</p><p>Bloomberg economist Niraj Shah said:</p><p>“If the central bank tightens excessively, the prospects for a soft landing will diminish. House prices could fall faster, exacerbating and prolonging the recession.” In Poland, some borrowers have doubled their monthly repayments as interest rates rise. The Polish government said earlier this year that it would allow Poles to suspend repayments for up to eight months. Banks' main profits were wiped out after the industry was forced to write down provisions of approximately 13 billion zlotys ($2.78 billion).</p><p>Sweden, once one of Europe's hottest markets, has seen house prices fall by about 8% since this spring, with most economists now expecting a 15% drop. Rising interest rates are also putting pressure on real estate companies that borrow heavily in the bond market to finance their operations, raising concerns among investors about their ability to refinance those debts.</p><p>The decline in house prices in the UK is also accelerating. According to a media analysis, house prices remained flat or fell in almost half of London's boroughs.<a href=\"https://laohu8.com/S/HBC\">HSBC Holdings</a>The company warned that the UK is at the \"peak of a property downturn\" and demand could fall by 20% in the coming year.</p><p></body></html></p>\n<div class=\"bt-text\">\n\n\n<p> source：<a href=\"https://wallstreetcn.com/articles/3670087\">华尔街见闻</a></p>\n\n\n</div>\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/c3c5822c22b6cfd1d0ae2625b7bc085e","relate_stocks":{"BK1148":"建筑与工程","09979":"绿城管理控股"},"source_url":"https://wallstreetcn.com/articles/3670087","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1108863046","content_text":"抵押贷款利率飙升、地区人员流失，购房者和业主均面临压力，火热房地产市场房价大幅下跌。在全球范围内，飙升的借贷成本正在挤压购房者和业主的压力，房地产市场大幅降温。根据在线房产经纪公司Redfin的数据，美国平均房屋售价近18个月来首次低于要价。这种转变主要是因为各国央行以几十年来最快的速度加息，抵押贷款利率飙升，数百万在疫情期间以低廉的价格购买房屋的人面临更高的还款额。因此购房者正在撤退，美国、澳大利亚、加拿大和瑞典等火热房地产市场的房价都在下跌。野村控股全球市场研究主管Rob Subbaraman表示：“在经通胀调整后的实际工资下降之际，利率大幅上升，这可能是背负债务的年轻家庭一生中从未经历过的事。”美国房屋售价自2021年来首次低于标价Redfin表示，在截至8月28日的四个星期内，平均售价与挂牌价格的比率降至99.8%。自2021年3月以来，该比率从未低于100%。此外，今年7月份待售房屋供应以创纪录的速度增长，美国新屋销售增速降至2016年初以来的最低水平。由于预期美联储将进一步加息，抵押贷款利率本周创下6月以来的最高水平，并逼近2022年的高点。尽管美国房地产市场今年迄今已经降温，但有一些迹象表明，目前市场正开始趋于平稳。Redfin的报告显示，降价待售的房子比例与前四周相同，为7.5%。不过Redfin首席经济学家Daryl Fairweather在一份声明中表示：“虽然冷却似乎正在逐渐结束，但有迹象表明，市场还有更大的放松空间。今年劳动节后的经济放缓可能会比市场超紧张的前几年更严重一些。”因人员外流 旧金山房价急剧下滑由于利率飙升和科技公司工作者外流，旧金山房价上个月暴跌。根据Redfin的一份报告，在截至9月4日的四个星期内，该市的单户住宅中位价比去年同期下降了7%，为2012年以来的最大年度跌幅，至140万美元。房产经纪公司Compass表示，自2021年8月以来，其在旧金山签订的合同数量下降了25%。Daryl Fairweather在接受采访时说：“旧金山的房价是因为有科技人员在这工作而变得如此昂贵。然而疫情和远程工作削弱了科技公司与该地区的联系。”由于飙升的借贷成本降低了人们的负担能力，而卖家仍然不愿降价，美国各地的房屋销售都已刹车。旧金山受到了沉重打击 ，因为其工人仍然不愿回到办公桌前，落后于其他主要都市区的复工率，并促使该市许多餐馆和零售商关闭。全球房价下滑才刚刚开始虽然到目前为止的房地产衰退还没有接近2008年金融危机的水平，但对于希望在不引发深度衰退的情况下抑制通胀的央行官员来说，房地产市场的数据是一个关键变量。目前，澳大利亚、新西兰和加拿大等泡沫市场已经面临两位数的房价下跌，但经济学家认为全球房价下滑才刚刚开始。据媒体，法政大学的Hideaki Hirata表示：“我们将在2023年和2024年观察到全球同步的房地产市场下滑。”平田英明曾是日本央行经济学家，他警告说，今年大幅加息对家庭的全面影响还需要时间才能显现出来。彭博经济学家Niraj Shah表示：“如果央行收紧过度，软着陆的前景就会减弱。房价可能会更快地下跌，加剧并延长衰退。”在波兰，随着利率的上升，一些借款人的每月还款翻了一番。波兰政府今年早些时候表示，允许波兰人暂停还款长达8个月。在银行业被迫计入约130亿兹罗提（27.8亿美元）的拨备后，抹去了银行的主要利润。瑞典曾是欧洲最热门的市场之一，自今年春季以来，该国房价已经下跌了约8%，多数经济学家目前预计降幅为15%。不断上升的利率也给在债券市场上大举借债以为运营融资的房地产公司带来压力，让投资者越来越担心它们是否有能力为这些债务再融资。英国的房价下跌也在加速。据媒体的一项分析显示，在伦敦几乎一半的行政区，房价持平或下跌。汇丰控股公司警告称，英国正处于“房地产低迷的顶点”，未来一年的需求可能会下降20%。","news_type":1,"symbols_score_info":{"09979":0.9}},"isVote":1,"tweetType":1,"viewCount":5240,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}
